What's the worst that could happen....uninsured biker..

What's the worst that could happen....uninsured biker..

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dave_s13

Original Poster:

13,814 posts

270 months

Saturday 24th May 2014
quotequote all
So this is a semi hypothetical question about a mate of a mate.

Scenario is thus.

- Biker filtering safely down middle of very slow moving dual carriageway traffic leading up to a r'bout.
- Car pulls from left lane into right lane without checking mirrors
- Bike impacts offside of car
- Biker goes over the roof and sustains severe injuries to lower limbs, not life threatening but serious trauma.

The fualt appears to lie with the driver for the accident.

The complication lies in the fact the biker was riding on a CBT licence and this expired last week. What implications does this have for any liabilities for fixing the cars/bikes/compensation for injuries etc.

It would be great if we only posted objective replies too...I and everyone else knows the biker is a tool for not realising the CBT had lapsed, given the state of the poor bugger you can't help but feel for him.

dave_s13

Original Poster:

13,814 posts

270 months

Saturday 24th May 2014
quotequote all
SV8Predator said:
Yeah, but no, but yeah....

Dave S13 is feeling very sore and wants compensation for injuries etc.
Lol... Absolutely not me... I've got a full licence used to ride a blackbird but packed in biking a few years ago, one of the reasons being I like my pelvis to line up.

Thanks for the interesting replies anyway.

dave_s13

Original Poster:

13,814 posts

270 months

Sunday 25th May 2014
quotequote all
Vipers said:
Are you supposed to be filtering in moving traffic?

A lot of cars have blind spots as well, which doesn't help matters.



smile
Filtering in moving traffic is perfectly legal. That's what plod told me on a bikesafe course.

Turns out is was a single carriageway of slow moving traffic at a rush hour bottleneck, not a dual carriageway.Car driver decided not to wait and pulled and abrupt "U" turn right in front of the biker. 100% driver at fault I would have thought.

Edited by dave_s13 on Sunday 25th May 21:09

dave_s13

Original Poster:

13,814 posts

270 months

Sunday 25th May 2014
quotequote all
LoonR1 said:
the_lone_wolf said:
Unless Davis vs. Shroegin (sp?) has been superseded, provided the rider had no time to reasonably avoid the car then yes, 100% driver's fault
Do you seriously think that D vs S has any bearing or similarity on this case? rolleyes
On the face of it it looks similar?? I've only skim read the 1st few paragraphs though.. Busy watching telly and drinking wine.

Appreciate you are the insurance guru though :-)

dave_s13

Original Poster:

13,814 posts

270 months

Monday 26th May 2014
quotequote all
the_lone_wolf said:
LoonR1 said:
D vs S is completely different.

Filtering on the outside of one lane of traffic, not between two moving in the same direction
No U turn, just a move between lanes
D vs S summation also highlighted the individuality of crashes and that the circumstances of this crash were very specific.
FFS Loon - Read THIS post by the OP later in the thread:

dave_s13 said:
Turns out is was a single carriageway of slow moving traffic at a rush hour bottleneck, not a dual carriageway.Car driver decided not to wait and pulled and abrupt "U" turn right in front of the biker. 100% driver at fault I would have thought.
Flowers or chocolate with the apology, and pay more attention next time please biggrinwink
Ha... I should really edit my original post.

Re being flipped over the car, I'd have thought 15-20mph would do it? Just guessing. Bike was a cg125 so not a lot in the way to stop you.

Anyway, all good info. Main thing is our man's not dead and didn't hurt anyone else either. Remains to be seen how it pans out but we do know for sure that the orthopaedic surgeons will be busy tomorrow!

dave_s13

Original Poster:

13,814 posts

270 months

Sunday 27th July 2014
quotequote all
Just to update this thread.

The biker involved died last week following complications related to recovering from his injuries. 35yo, 2 kids...poor bugger.

dave_s13

Original Poster:

13,814 posts

270 months

Sunday 27th July 2014
quotequote all
LoonR1 said:
Very sad, but you said the injuries were serious but not life threatening. I hate to say this, but there must've been some speed involved to make the injuries and outcome so severe.
That's what I thought when I wrote it, I was wrong.

Any lower limb surgery, regardless of cause, carries a post operative risk of deep vein thrombosis. That's what killed him, DVT -> pulmonary embolism -> RIP.

Nobody saw it coming, not in a million years.

To add..I was wrong about the injury not being life threatening, I still uphold that he wasn't carrying excessive speed.

dave_s13

Original Poster:

13,814 posts

270 months

Sunday 27th July 2014
quotequote all
LoonR1 said:
I'm not having a pop. Quite the opposite, sad news for everyone involved.
Yeah I know, cheers man, try not to fall off your bike too much! smile