Past Due Credit Solutions - Debt Letter Received
Discussion
Looking to resolve this quickly to reduce any more undue stress.
My Fiancee has received a letter from a company based in Glasgow called Past Due Credit Solutions - some form of debt collection agency.
The letter claims that she owes British Gas £390 odd, for an address that she lived at (before we even met) over 5 years ago.
She has also told me that she had a similar letter arrive a few weeks ago but phoned British Gas to enquire about it - they had no record of monies owed.
The letter is quite official-looking and threatens a CCJ within the opening paragraph.
We have not been provided with evidence of this debt, I'm not calling the number given on the letter from a mobile as I imagine it will be bloody expensive. Googling the company brings up shed-loads of results from similar stories but there's no short-hand version of how to make them go away.
I've been asked to deal with it now as it's stressing her out quite a bit.
What immediately made me think this was a bit of a fishing attempt was that the letter gave a deadline of 7 days to make this payment before 'further action and additional charges' would be made!
Please help PH massive!
My Fiancee has received a letter from a company based in Glasgow called Past Due Credit Solutions - some form of debt collection agency.
The letter claims that she owes British Gas £390 odd, for an address that she lived at (before we even met) over 5 years ago.
She has also told me that she had a similar letter arrive a few weeks ago but phoned British Gas to enquire about it - they had no record of monies owed.
The letter is quite official-looking and threatens a CCJ within the opening paragraph.
We have not been provided with evidence of this debt, I'm not calling the number given on the letter from a mobile as I imagine it will be bloody expensive. Googling the company brings up shed-loads of results from similar stories but there's no short-hand version of how to make them go away.
I've been asked to deal with it now as it's stressing her out quite a bit.
What immediately made me think this was a bit of a fishing attempt was that the letter gave a deadline of 7 days to make this payment before 'further action and additional charges' would be made!
Please help PH massive!
I will get a letter drafted up, as we just want it to stop.
We had a similar issue a couple of years ago with a debt collection agency trying to extract money from an unpaid mobile phone bill, even though my Fiancée had never had a contract with said company. That was for a very low amount of money and the letters eventually stopped coming.
This time though the 'alleged debt' has a more realistic backstory, as she did once live at the address they have and the value is considerable. She maintains that she always paid the bills and had a letter from BG stating that her account had been closed / paid in full after moving out. Is it still worth her trying to find this letter?
We had a similar issue a couple of years ago with a debt collection agency trying to extract money from an unpaid mobile phone bill, even though my Fiancée had never had a contract with said company. That was for a very low amount of money and the letters eventually stopped coming.
This time though the 'alleged debt' has a more realistic backstory, as she did once live at the address they have and the value is considerable. She maintains that she always paid the bills and had a letter from BG stating that her account had been closed / paid in full after moving out. Is it still worth her trying to find this letter?
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