Dont have any ncd - Insurance quotes frustration

Dont have any ncd - Insurance quotes frustration

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wildone63

Original Poster:

990 posts

212 months

Friday 19th September 2014
quotequote all
I have not had a car insurance policy in my own name for 8 years since i was given use of a company van for private use which is soon coming to an end,so ive bought a cheap runabout but the insurance quotes (when declaring that i have no ncd) iam getting from the popular comparison websites are roughly about 50% more than they would be if i had about 10 years ncd.
I did a google search for "expired ncd car insurance quotes" and found a couple of well known companies whose websites claim to offer good deals for drivers who have no ncd but can prove they have a claim free record as a named driver on someone elses policy or in company vehicles etc. but despite having 9 years ncd on my last car insurance policy,10 years ncd on my current motorcycle policy and 10 years claim free driving in company vehicles these two insurance companies have both quoted me more than double the price of the dearest comparison websites quotes! eek wtf is going on here?
Can anyone recomend me any companies that will genuinley give good quotes for people who have no ncd?

wildone63

Original Poster:

990 posts

212 months

Friday 19th September 2014
quotequote all
grumpy52 said:
What he said .
Hope you didn't give an Email address or mobile number to the comparison sites or you will be plagued for years !
Its mainly company vans i drive,none of which ive ever had sole use of.
I always give a false number when getting online quotes,but most of the websites ive had quotes from give you the option to untick boxes if you dont want to be contacted by email,phone or text.

wildone63

Original Poster:

990 posts

212 months

Sunday 21st September 2014
quotequote all
surveyor said:
I found LV very helpful in matching company earned NCD discount, and indeed in matching the new NCD when I added a third car.
Tried their website but the quote was way more than the cheapest quote ive had from comparison websites,
Since ive already got my two bikes insured by Carol Nash until next april i think i will just take out their six wheel policy for the car for the moment,although their quote was slightly more than the cheapest ive had it does include breakdown cover.