Passenger in uninsured car/accident

[peter hh]

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

[peter hh]

agtlaw said:

The bus stop?

Actually made me giggle, I can drive except I had a beer. Any help as regards to damages?

[peter hh]

baccalad said:

Touché; it was his fault and his outright responsibility to ensure that the said taxi driver was, at the time of said RTC, in possession of a valid driving licence along with sufficient insurance with business cover for business purposes.

Who's fault?

[peter hh]

herewego said:

http://www.mib.org.uk/Customer+Services/en/Acciden...

At last a useful reply, Thank you.

[peter hh]

baccalad said:

peter hh said:

Who's fault?

I don't know what're you asking me for?

You said "Touché; it was his fault and his outright responsibility to ensure that the said taxi driver was, at the time of said RTC, in possession of a valid driving licence along with sufficient insurance with business cover for business purposes."

So I am now asking you who were you referring to when you say "his fault"?

[peter hh]

dacouch said:

Did the Taxi have any Insurance cover on it at all eg in someone else's name?

I'm afraid not.

[peter hh]

baccalad said:

I do not remember typing that.

Well your memory must be st!

[peter hh]

Laurel Green said:

baccalad said:

I do not remember typing that.

Here you go

[peter hh]

Thank you Norse mann your reply Is appreciated. Yeh I have all the details etc of the taxi driver I need. The other party appears to be at no fault as far as I am concerned. I'm not a fan of the claim culture but I find it wrong that I have suffered a financial loss at this time of year becuase of another's negligence. Shame other posters on pistonheaders aren't as helpful.

[peter hh]

Will do. I also never thought that one wouldn't be but luck of the draw I suppose as I reckon most are.

[peter hh]

Not hands free and as he answered it we had the collision. I didn't have chance to say anything or I would have.

[peter hh]

pork911 said:

i don't quite understand the distinction between not a fan of compo culture and not claiming whiplash but did hurt shoulder and off work for one week.

what is the claim - one week's loss of earnings and / or the hurt shoulder and / or anything else?

I'l rephrase it. I'm not a fan of people who have a minor bump and suffer no injury claiming they have whiplash to get a couple of grand. What I don't agree with is me suffering a loss of earnings close to Christmas at no fault of my own. I have not made a claim as of yet and I came here to see what my options are.

[peter hh]

rambo19 said:

Did you hail taxi from street or book via a cab office?
If booked through cab office a claim against the cab company would be in order as you made the contract with them.

I booked it through the telephone, it was a taxi.

[peter hh]

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

[peter hh]

ruff'n'smov said:

peter hh said:

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

Now we have the whole story. Cab office is your first port of call for the compo then, and not such a reputable firm if they have cabbies up to that kind of stuff, they knew the cabbie would have been dodgy and turned a blind eye.

No need to thank me for the probing question that finally got the full SP out of you.

The cab office wouldn't necessarily know if one night a drivers mate put in a few hours instead of the proper driver. They don't talk on mics either as all the jobs come through on a sat Nav style computer. Why would I thank you you sound like a nob head. I love pistonheads but why do people feel the need to be a keyboard warrior when people ask politely for advice, either give advice or don't comment. I actually feel sorry for trolls as they wouldn't likely comment like this is real life face to face but do so behind a computer screen. I take it you were bullied in school and it makes you feel superior to give it the big en online. It's ok.

[peter hh]

oldcynic said:

My wife used to be a TA at a local high school, and several of the lads claimed to be driving mini-cabs in the evenings/weekends. at the ripe old age of 15. I suspect the vehicles have a licence plate allowing somebody to drive, but are far more profitable if they can be out 24/7 rather than sitting idle whilst the licensed driver sleeps.

Yeh I suspect that the proper driver may let people use it from time to time for a small fee. If nothing happens then everyone is happy. The base get more drivers working or get to cope with the extra work load over Christmas. The dodgy driver gets abit of cash and the registered keeper gets abit thrown his way, so in essence he is earning money while he sleeps. I am not sure at the moment but I will find out and get to the bottom of it soon.

[peter hh]

ruff'n'smov said:

Centurion07 said:

ruff'n'smov said:

...not such a reputable firm if they have cabbies up to that kind of stuff, they knew the cabbie would have been dodgy and turned a blind eye...

You clearly don't have a clue how the cab business works so you should just stop now.

You think , the office love numpties like the OP and you Thinking they have no knowledge of what goes on and who it goes on with. Puts them in the clear.