After some advice after accident

[Robins]

Just thought I'd ask for some advice after being hit on Saturday. I was on a dual carriageway, coming up to a roundabout in the outside lane meaning I could go straight ahead or right. The inside lane could go left or straight ahead. I was going straight ahead, came to the exit and the car in the inside lane didn't take the exit instead just come straight in front of me hitting the front nearside of my car.

I exchanged details, (police didn't attend as the carriageway wasn't blocked etc) she admitted it was her fault. I'm now unsure if I ring my insurance? it will be going through hers so I'm just waiting for a call from her insurance but I'm really unsure if I need to ring mine??

Any advice guys, Cheers

[Robins]

Thank for the replies guys. Ive spoken to my insurance and they have given me the option of letting it go through her insurance or the have a option to persue the claim for me. I've spoken to the woman and she rang her insurance this afternoon so I'm going to wait and see what happens.

I can understand where people are coming from with regard to 50/50, but she had no indicators on and come straight across into my lane. I guess I'll have to wait and see how its judged, she apologised twice for hitting me and said it was her fault etc.

[Robins]

Right chaps, that's the roundabout in question. My movement is the yellow line and the other party is the red line. She said to me she was going straight on, so she had taken the exit but come across into my lane on exiting, which I was just completely not expecting. No indication and still not sure how/if I should have been anticipating it.

[Robins]

I suppose I'll have to see how it goes.
I guess I'm just really surprised I can be held as much at fault as her but, I guess it will make me a better driver, every cloud and all that...
I'll certainly be more cautious on roundabouts in the future

[Robins]

When I got out she come over and asked 'what happened then?' I said she come over into my lane blocking my exit, and that she could only turn left or go straight on in that lane. Her reply was, 'Well where was I going then?' my response was something along the lines of 'you tell me' to which she said I was going straight on'
She then went back into her car made a phone call and came back and apologised, saying it was her fault, I'm so so sorry.

We exchanged details etc and we both went on our way

[Robins]

I'm also pretty sure it will go 50/50, I just feel hard done to really. My original thought was indeed that she had failed to take the exit, however when I said she could only turn left or go straight ahead in her lane she replied 'well where was I going then', I replied I don't know, and she said she was going 'straight on' so I'm pretty sure she has come over into lane 2 on exiting, which is where I was also exiting.

TBH I would love to be able to replay it, it just seemed to happen so quick. I know it counts for nothing but I've been round that same roundabout countless times in both lane 1 and 2 and people go straight on in both lanes. If I was in lane 1 I would never dream of either continuing round or cutting into lane 2, I'd carry on up to the next junction if I had missed my exit and wouldn't switch lanes on exiting either.

She admitted it was her fault, and the three passengers in my car cannot believe it will probably go 50/50 when I told them