'Still registered as a 1.4' - Justice at last !!
Discussion
Northumbria police last night seized a Vauxhall Corsa that was 'registered and insured as a 1.4' but it was found to have a 2.0 turbo charged engine along with various other undisclosed modifications.
Finally!!
great read.
Link > http://www.northumbria.police.uk/news_and_events/n...
LoonR1 said:
Not convinced the insurance fraud charge will stick unfortunately. It would be better to charge him with not having insurance following discussions with his insurer about the modifications.
Doesn't it get logged on that database that you've tried to defraud the insurance company though?
paintman said:
Pixelpeep7r said:
obtaining goods or services by deception or whatever the charge is?
Repealed & replaced by the Fraud Act 2006:https://www.gov.uk/government/publications/the-fra...
Fraud Act 2006:
http://www.legislation.gov.uk/ukpga/2006/35/sectio...
Under that Act consider Section 2 (False representation) or 3 (Failing to disclose information)
AndrewEH1 said:
Jayho said:
What I find nowadays is that more and more young people are seeing driving as a right, and not a privilege. If you cannot afford to insure your car properly, then you cannot afford to drive that car.
When did you start driving?I started in 2008, insurance for an basic car was +£3,500 for a 18 year old male.
If anything the roads have got safer in the last +50 years, there is no reason why it should be so high for new drivers.
Edit: I'm not supporting undeclared mods though!
people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
OvalOwl said:
photosnob said:
I hope my car is perfectly standard then... I brought it secondhand so have no idea if anyone has played with it...
Which is why I answer any insco's question about modifications with, "None, as far as I know."Surely basic checks such as making sure the engine numbers match the logbook which are the drivers responsibility when buying said car in the first place would have highlighted the fact that something non standard is going on?
Vaud said:
Pixelpeep7r said:
So it has never concerned you that the engine might be stolen/not original ?
Do you check engine number when you buy a new car?Same with mods. How do I check if my engine ECU is original? Or that the diff is original and not a mod? etc.
Parts that don't have a number or are not easily identifiable as correct/original then thats a different matter isn't it.
Lets not stretch the examples beyond the realms of possibility just to try and add weight to the original point.
Vaud said:
Pixelpeep7r said:
I've never bought a car without having it inspected where those checks are done as part of the inspection.
Parts that don't have a number or are not easily identifiable as correct/original then thats a different matter isn't it.
Lets not stretch the examples beyond the realms of possibility just to try and add weight to the original point.
OK, so ignorance is a defence, just checking.Parts that don't have a number or are not easily identifiable as correct/original then thats a different matter isn't it.
Lets not stretch the examples beyond the realms of possibility just to try and add weight to the original point.
taking REASONABLE steps to ensure your car is legal, roadworthy and as advertised i would have thought is the norm rather than the exception that is you.
By paying a professional and qualified engineer to inspect the car i have taken steps to ensure everything is as it should be. By using your 'not giving a s
t' buying style then you are opening yourself up to all kinds of risks.However If you are fine with that then i am too because i don't really give a f
k what consciences you suffer as a result.The lines are getting blurred so lets try and get it back into focus.
Getting road tax and insurance at a cheaper rate because you haven't declared an engine swap is illegal because of a number of things however it should have its own offence.
How many of these 15 year old Corsas are running around putting out treble the HP they were designed to with none of the other mechanicals upgraded?
Brakes being the obvious one. most of these had drum brakes on the rears?! how quickly would they boil the fluid in the front trying to slow down 250 odd HP in a car that was only supposed to have a maximum of 130 ?
It should be part of the MOT where the details on file are confirmed with whats on the car and if not it should have to have an engineers report before being allowed back on the road.
Getting road tax and insurance at a cheaper rate because you haven't declared an engine swap is illegal because of a number of things however it should have its own offence.
How many of these 15 year old Corsas are running around putting out treble the HP they were designed to with none of the other mechanicals upgraded?
Brakes being the obvious one. most of these had drum brakes on the rears?! how quickly would they boil the fluid in the front trying to slow down 250 odd HP in a car that was only supposed to have a maximum of 130 ?
It should be part of the MOT where the details on file are confirmed with whats on the car and if not it should have to have an engineers report before being allowed back on the road.
Fluid said:
Pixelpeep7r said:
but they still pay it - so why not pay it for the right size engined car while you learn to drive properly ?
people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
What on earth did you have as a first car?people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
I passed in 1998 as well, at 24. First car was a Peugeot 205 GTi, insurance was £410 a year.
wow. Leave a thread for a weekend and it appears to have operated purely as a troll magnet.
Loon is 100% correct with pretty much everything he said, anyone countering him it seems can only do so by making ridiculous and extreme examples of something that really isn't that hard to grasp.
I genuinely weep for the future if the people saying 'oh but i've used some brake pads from halfords, you saying i should inform my insurance?' are actually being serious. - first off, its not up to anyone else, its up to you. You have the same information available to you that we do. If you still choose to be obtuse when it comes to this subject then that's your look out.
Secondly, do you really not get that engine swaps for higher power units not being declared to the DVLA and insurance is wrong ? Do you not see its allowing new drivers cars which have power outputs far beyond what they should be driving and therefore massively increasing the risk of the driver or innocent other motorists being injured as a result?
Not to mention all the other conversions where they have been done poorly and dangerously without other things being upgraded to cope with the additional power, way above what the car maker intended
The law is quite clear for anyone that has even average level intelligence
Loon is 100% correct with pretty much everything he said, anyone countering him it seems can only do so by making ridiculous and extreme examples of something that really isn't that hard to grasp.
I genuinely weep for the future if the people saying 'oh but i've used some brake pads from halfords, you saying i should inform my insurance?' are actually being serious. - first off, its not up to anyone else, its up to you. You have the same information available to you that we do. If you still choose to be obtuse when it comes to this subject then that's your look out.
Secondly, do you really not get that engine swaps for higher power units not being declared to the DVLA and insurance is wrong ? Do you not see its allowing new drivers cars which have power outputs far beyond what they should be driving and therefore massively increasing the risk of the driver or innocent other motorists being injured as a result?
Not to mention all the other conversions where they have been done poorly and dangerously without other things being upgraded to cope with the additional power, way above what the car maker intended
The law is quite clear for anyone that has even average level intelligence
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