Forgot/Couldn't afford to pay a fine

[Slow]

So back at the start of last year I went to court for speeding and got a £200 fine. Had no job or real money at the time so just had to not pay it. Had no choice. Completely forgot about it until now, police want me to do a means to pay form or something?

Now I've been told by some people that it has been over a year so I don't have to pay? This is in Scotland. Don't have money to just pay the entire amount off in 1 go so wondering what's going to happen?

[Slow]

Jayho said:

mikeyr said:

When your recent posting history includes looking at a newish BMW and buying steering wheels for an x-box one I'd suggest you could find the money to pay the fine and should do so. Things people don't do include "forgetting" about "that day you spent in court".

As others have suggested stop burying your head over this and either pay or get a payment plan in place if it genuinely is a struggle to find the money.

Ironic username by the way

Think you just won at Pistonheads...

Yes I could afford the monthly payments on a newish bmw. Deposit paid by selling current car. Xbox was a gift to me. You don't know my current situation.
I was genuinely broke for 3 months and by then I had forgot about about the fine as I never got another letter about it until last week. Just wondering how I go about this if I can't pay it all right now?

[Slow]

paintman said:

Slow said:

Yes I could afford the monthly payments on a newish bmw. Deposit paid by selling current car. Xbox was a gift to me. You don't know my current situation.
I was genuinely broke for 3 months and by then I had forgot about about the fine as I never got another letter about it until last week. Just wondering how I go about this if I can't pay it all right now?

I was a PC on dock duty some years ago in an afternoon fines court when a fine defaulter came up before the bench. Pleading poverty & offering a paltry amount per week. One of his monthly expenses - I can't recall the amount but it wasn't small - was a car. After some questioning by the bench which he did his best to evade he finally had to admit that the car was a Rolls Royce - not a new one. No sooner had the words left his mouth than the chairman said 'Officer, take him down'. Which came as a bit of a surprise to me as they usually just gave them a lecture and a bit longer to pay! As I was taking him down the stairs to the cells, 2 of his friends stood up at the back of the court & anounced that they had the cash with them to pay. he still got to remain locked up until the court rose.
So my advice to you is to pay up ASAP.
Oh, and stop digging.

Didn't say I was avoiding paying, just that I can't pay the whole amount right now, was wondering what I do in this situation.
Yes I can afford it monthly, doesn't mean I always keep money? I have a social life, I'm only 20, I go out and enjoy my money.

If I can't pay the whole amount right now, what happens? Can pay it off come next pay day.

[Slow]

The Surveyor said:

Slow said:

...... I have a social life, I'm only 20, I go out and enjoy my money.

Can you not see the problem with this? The court has issued you with a 'fine', that's your punishment for your offence and it's supposed to be a little painful so you'll get little sympathy if you suggest you haven't paid off your fine because it compromised your social life. The reason you didn't pay it off straight away is understandable but you do need to drop the excuses, man up, contact them, and start paying it off immediately.

I had completely forgotten until now. I don't have the entire amount right now, was just asking how I go about paying some now and the rest on pay day?

Not wanting to be told that I am too poor and I am a burden on tax payers. I pay my own tax, I work full time. I just don't have £200 sat spare right now....

[Slow]

ozzuk said:

Seriously though, just pay it and get on with your life.

I would if I had the entire amount right now, just wondering how I go about paying half now and half in 2 weeks or so.

I had genuinely forgotten about it and just happen to not have the entire amount in my bank right now.

[Slow]

ORD said:

Slow said:

The Surveyor said:

Slow said:

...... I have a social life, I'm only 20, I go out and enjoy my money.

Can you not see the problem with this? The court has issued you with a 'fine', that's your punishment for your offence and it's supposed to be a little painful so you'll get little sympathy if you suggest you haven't paid off your fine because it compromised your social life. The reason you didn't pay it off straight away is understandable but you do need to drop the excuses, man up, contact them, and start paying it off immediately.

I had completely forgotten until now. I don't have the entire amount right now, was just asking how I go about paying some now and the rest on pay day?

Not wanting to be told that I am too poor and I am a burden on tax payers. I pay my own tax, I work full time. I just don't have £200 sat spare right now....

Then borrow what you don't have and pay off your fine before paying back the loan. It's not rocket science. You have no right to keep borrowing interest-free from the State. You're 20, not 10.

This kind of attitude infuriates me. If you cant afford to pay it straight away, put yourself in a position to do so, rather than expecting someone else to pick up the tab for your delay and inability to manage your finances.

Interest free from the state? The state felt the need to fine me £200 for speeding. I didn't borrow money?

I haven't got any loan for that car, it had already sold, I was just saying that right now, I don't have the money spare for 2 weeks or so....

[Slow]

Jayho said:

Slow said:

Jayho said:

mikeyr said:

When your recent posting history includes looking at a newish BMW and buying steering wheels for an x-box one I'd suggest you could find the money to pay the fine and should do so. Things people don't do include "forgetting" about "that day you spent in court".

As others have suggested stop burying your head over this and either pay or get a payment plan in place if it genuinely is a struggle to find the money.

Ironic username by the way

Think you just won at Pistonheads...

Yes I could afford the monthly payments on a newish bmw. Deposit paid by selling current car. Xbox was a gift to me. You don't know my current situation.
I was genuinely broke for 3 months and by then I had forgot about about the fine as I never got another letter about it until last week. Just wondering how I go about this if I can't pay it all right now?

You're right, nobody on this forum is familiar with your situation. But the situation we are familiar with is that you are a 20 year old who values your social life and being accustomed to living a lifestyle you probably cant afford. What would you do if your car has a sudden bill which you require being fixed? Get a garage to fix it then say "I'm sorry I really cant afford to pay this bill right now, I'll pay you down the line after I've bought my next car on finance"?

Even if you had this fine "suddenly pop up" or not, it seems that you have much to learn about finances, sacrifice, what you can and cannot afford and contingency.

But in answer to your actual question, you can probably organize monthly repayments which will be deducted depending on how much you can "afford". My advice is don't take the piss, and actually pay a decent amount in rather than £5 a month until the end of time. And let this be a lesson on the realities of money.

I have had sudden bills for my car, had to wait to pay day to get it fixed, had to have a turbo rebuilt, did all the work myself except that. Keeps bills down. I dont own a car on finance right now, I had applied for one, I've got a 83 cherry and 01 3 series owned by me with no finance. I didn't remember I had this fine, so hadn't kept money for it. I know my own personal monthly bills and what I have spare to spend on whatever.

I know I should have money spare, £5 a month is a joke, I want to just pay £100 now and £100 in 2 weeks. All I was asking is how I do this.

[Slow]

Mk3Spitfire said:

OP, I'm assuming youll be paying for your insurance on your BM monthly? How much is that going to cost for a 20yr old?
If things are that tight right now, do what the rest of us have to do...drive round in a banger until you can afford to have something nicer. Not a BM with the associated higher running costs.
Without being rude or repeating what others have said, it's time to grow up and start being a bit more responsible for yourself.





Unless, of course, this was a troll thread. In which case, well done. Well done indeed.

I pay just £80 a month to insure my bmw, done my previous years insurance in 1 payment, just don't plan on letting this policy run a full year.

I'm not struggling each month, I just know what I have spare so I spend it. I had just genuinely forgot about this fine which I really couldn't sfford at the time, I even had to give up driving as I couldn't afford it at the time.

To clarify here, I just don't have the full amount in my bank right now. Not saying I can't afford it in one go this week.

[Slow]

Mk3Spitfire said:

"I know what I have spare, so I spend it". There. Stop spending your "spare" money until you've saved up the grand total of the hundred quid that you haven't got, and pay off your fine.

I have.... Hence asking how I pay half now (what I have) and half the day I get paid....

Not trying to pay £5 a month.

[Slow]

Sump said:

Am I getting this right, OP does have the money but he doesn't to pay it all in one go right now as it will intervene on his partying?

This is a joke right?

No I don't, but it's why I don't have the money too as I hadn't saved any for this, as I said many times, had forgotten I had it.

[Slow]

selwonk said:

Have you rung the court now?

I had Rang them this morning, their system is down until tomorrow so they can't do anything today. One of the reasons I asked here.

[Slow]

So if the mighty pistonheads rich people would like to know, I rang them again this morning, court was more than happy to take £100 now and £100 on pay day.

It was never a case of trying to avoid it, I had completely forgotten about it. Then i just got my first remainder about it, I have made every effort to pay it off asap.

[Slow]

garyhun said:

Slow said:

Maybe it was this bit that made some people question your attitude. People can only go on what you type.

Slow said:

Now I've been told by some people that it has been over a year so I don't have to pay?

I was confused by it, had 2 people I work with swear down that now it's wiped off and I just fill out a form. Thought I would ask here, instead I've had 20 people try bite my head off for a honest mistake in forgetting about it.

[Slow]

Pothole said:

northwest monkey said:

Pothole said:

Slow said:

garyhun said:

Slow said:

Maybe it was this bit that made some people question your attitude. People can only go on what you type.

Slow said:

Now I've been told by some people that it has been over a year so I don't have to pay?

I was confused by it, had 2 people I work with swear down that now it's wiped off and I just fill out a form. Thought I would ask here, instead I've had 20 people try bite my head off for a honest mistake in forgetting about it.

Is swearing in a particular direction more effective?

Nobody's bitten your head off, your whole attitude stunk of trying to get away with not paying it.

"Swear down" is what you hear on Jeremy Kyle a lot.

As in "I swear down on (insert random dead persons name here) grave, I never slept with Xenon behind your back when I was pregnant with baby Ebola."

I'm aware of its usage. I'm waiting for the OP to deny his ned credentials.

Good to know you watch the Jeremy Kyle show. Can't say I've seen it beyond the odd clip on YouTube.
Can't really claim to be a "ned" it's just a saying up here in the highlands.

[Slow]

Jayho said:

I know this is off topic and probably wouldn't get an answer, but how the hell does a 20 year old insure a BMW 320 after having had a driving conviction?

When I was that age I was having troubles keeping insurance for a 1.5 Suzuki for under £1000...

My points are 6 down as a sp30 for 1 conviction. Been driving since 17, 2 years no claims, one of the best possible postcodes. Costs me £80 a month, would be cheaper as a 1 off payment. And yes, it's in my name and fully legit.

[Slow]

Jayho said:

Slow said:

Jayho said:

I know this is off topic and probably wouldn't get an answer, but how the hell does a 20 year old insure a BMW 320 after having had a driving conviction?

When I was that age I was having troubles keeping insurance for a 1.5 Suzuki for under £1000...

My points are 6 down as a sp30 for 1 conviction. Been driving since 17, 2 years no claims, one of the best possible postcodes. Costs me £80 a month, would be cheaper as a 1 off payment. And yes, it's in my name and fully legit.

Must have been very lucky in timing of your conviction? If I remember correctly you only get 6 points to play about with in your first 2 years? Since this happened last year you'll have been 19?

I'm just curious that's all. At that age I was struggling to get a good quote for most things for under £1000, and that was 5 years ago. Also being in a good postcode and 3 years clean license + NCB.

Happened within my first 2 years, right at the end of the second year. Had to resit both tests. Doesn't class as a driving ban for insurance purposes (I asked about this)

[Slow]

subsea99 said:

Slow said:

Didn't say I was avoiding paying, just that I can't pay the whole amount right now, was wondering what I do in this situation.
Yes I can afford it monthly, doesn't mean I always keep money? I have a social life, I'm only 20, I go out and enjoy my money.

If I can't pay the whole amount right now, what happens? Can pay it off come next pay day.

Well how about having a few quiet months and get the debt paid off,if its not paid then your wages will be arrested at source once its in the hands of the sheriff officers they work on a sliding scale,they are not bothered that you go out to enjoy yourself.

Best get in contact and get it paid before it escalates.

Read further into the thread, I've paid £100 and paying the other £100 on pay day.