Commuting without commuting cover on insurance?
Discussion
I'll try and keep this short and sweet...
I bought a motorbike whilst working close to home and only got SDP cover (no commuter cover). I was made redundant. I now have a 2nd interview for a job a few miles away. I called up insurance and was quote £68 to add commuter insurance. They also said I had to change my job title on the certificate. That too incurs an admin fee. Money is very tight at moment. What are the risks of riding to work with only SDP insurance. If I have an accident and it someone elses fault will the force do me for having invalid insurance? Also, If I crash into someone's Bugatti Veyron will my insurance tell me to f*** off and I'll be in debt for 1000's of pounds just coz I wanted to save 70 quid?
Any knowledge on the matter is greatly appreciated.
I bought a motorbike whilst working close to home and only got SDP cover (no commuter cover). I was made redundant. I now have a 2nd interview for a job a few miles away. I called up insurance and was quote £68 to add commuter insurance. They also said I had to change my job title on the certificate. That too incurs an admin fee. Money is very tight at moment. What are the risks of riding to work with only SDP insurance. If I have an accident and it someone elses fault will the force do me for having invalid insurance? Also, If I crash into someone's Bugatti Veyron will my insurance tell me to f*** off and I'll be in debt for 1000's of pounds just coz I wanted to save 70 quid?
Any knowledge on the matter is greatly appreciated.
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