Discussion
Not for me but for a not very internet savvy elderly relative. He has quite a number of years NCB until he was hit by a lady speeding over a red light in early 2014 who admitted liability
His insurance is up for renewal next week and due to the treatment at the hands of his last insurer he is adamant he will be switching. That and the fact his quote is nearly double the previous years (who said a no fault accident didn't push up premiums). Basically he wants to know if his no claims is still intact from before his no fault accident.
He could obviously phone his current insurer but for some reason doesn't want them knowing he won;t be renewing with them.
So does a no fault accident affect your NCB?
His insurance is up for renewal next week and due to the treatment at the hands of his last insurer he is adamant he will be switching. That and the fact his quote is nearly double the previous years (who said a no fault accident didn't push up premiums). Basically he wants to know if his no claims is still intact from before his no fault accident.
He could obviously phone his current insurer but for some reason doesn't want them knowing he won;t be renewing with them.
So does a no fault accident affect your NCB?
CallorFold said:
I was hit in a non-fault accident (rear-ended at traffic lights) and I didn't lose my NCB.
My NCB was not protected, and no years were taken off. The accident wasn't my fault and the other party admitted liability. Therefore my NCB was intact, the claim excess was covered by the 3rd Party. I do still have to declare a non-fault accident on my policy though.
This is exactly what happened to this gentleman so hoping it's the same outcomeMy NCB was not protected, and no years were taken off. The accident wasn't my fault and the other party admitted liability. Therefore my NCB was intact, the claim excess was covered by the 3rd Party. I do still have to declare a non-fault accident on my policy though.
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