Foreign speeding ticket

[dirk01]

If, hypothetically, I had got a foreign speed ticket in a hire car, say (for the sake of discussion) 58kph in a 50kph limit), would I have to declare that to my UK insurer?

[dirk01]

stemll said:

DBSV8 said:

hypothetically you can file the speeding ticket in the trash can , no need to pay

Except that, being in a hire car, the hire company will probably pay it and charge the OP accordingly while adding on their "admin" charge. So the OP only has an additional hire charge and why would an insurer want to know about that

That is exactly what happened. Hypothetically

[dirk01]

HantsRat said:

ekona said:

The question asked is normally this:

"Have you had any driving related convictions, endorsements, penalties, disqualifications or bans in the past 5 years?"

If that is how it's phrased, then the answer is yes and you should declare. In the real world, would I bother? Hypothetically, no I wouldn't.

Well no he hasn't. He hasn't been found guilty and has not admitted to the offence. The hire car paid the penalty for him. He has just been charged an invoice from the hire car company which is not a conviction or penalty.

Not entirely true. I think I misled before.

The hire car company charged me for finding me. Still me that has to pay the fine overseas

[dirk01]

DBSV8 said:

you do realise that you have no obligation to pay the fine , it depends how often you will be returning to that particular country

Fair bit