Ins. Co. Won't give me my money back...

Ins. Co. Won't give me my money back...

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MajorProblem

Original Poster:

4,700 posts

165 months

Friday 24th July 2015
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June 5th I ring up and state I don't want to continue my policy, year end no auto renewal thanks.

Guy on phone says ok no probs we can cancel but the money may be taken automatically but not to worry it will be refunded ASAP keep a look out on your CC statement.

July 15th I get the statement, they've took the money but not refunded, I call them up and explain the issue they say let me speak to a manager blah blah blah.

Turns out they've never cancelled it, so they ask me to prove I've not driven the car since June 5th, I send them sorn doc and mot expiry info from dvla, they also listen to the call I made on the 5th of June and indeed agree it should have been cancelled.

Nothing happens. I ring today and they say they that proving sorn and having no mot does not prove that I haven't driven the car, then they say I won't get the fully amount back for the policy £250 as they've had to maintain insurance on my vehicle for the past seven weeks.

I say bks to that its your mistake I want the full amount, they said we need proof you've not driven the car otherwise no refund.

Dicks.

Edited by jeremyc on Friday 24th July 20:35

MajorProblem

Original Poster:

4,700 posts

165 months

Friday 24th July 2015
quotequote all
elanfan said:
If they took the money there is presumably either a DD in place or they stored and used your card details. Either way you should be protected by your bank.
Could I instruct my bank to take the money back?

Moderator edit: no naming or shaming, or the thread gets deleted.

Edited by jeremyc on Friday 24th July 20:46

MajorProblem

Original Poster:

4,700 posts

165 months

Saturday 25th July 2015
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Just in case people think it's all made up here is the sorn request email they are now saying is not good enough to prove I haven't needed their insurance for.


MajorProblem

Original Poster:

4,700 posts

165 months

Tuesday 28th July 2015
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Spoke to them yesterday evening, they are reviewing the phone call ffs. They say I will know by the end of the week.

MajorProblem

Original Poster:

4,700 posts

165 months

Friday 31st July 2015
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Update - they took £212 and refunded £156 wtf. Back on the phone again.

My app for getting free 0845 calls says I would have spent over £35 on the phone so far if I had to pay for the calls I've made chasing this mess not to mention my time.

MajorProblem

Original Poster:

4,700 posts

165 months

Monday 3rd August 2015
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WeQ4U