Discussion
Hi, need some advice.
I have a lease on a car in my name. The car in question is registered in my name, however my ex-fiancée has always insured the car and paid the lease money as the car was for her. She didn't have a full driving licence at the time so we took it out under my name.
She is now returning the car to me in October (I have this in writing). I've not got any problem or issue with this financial wise etc, but there is considerable damage done to the car. She says she has been involved in an accident, but she didn't get contact details of the person nor reported it to the Police.
Since I don't have the car back yet, I can't get a quote to repair the damage, but since it's on a lease, the dealership states it has to be repaired by one of their authorised repair shops.
I understand the car is in my name, therefore I am responsible for the damage to it, but since she has admitted this "crash" happened while she was in possession of the vehicle, and the vehicle is insured to her, can I hold her accountable for the cost of the repair? I know she'll refuse to pay anything towards it, so just wondered if I went to small claims court or made a claim to her insurance company, do I have a leg to stand on at all?
I have a lease on a car in my name. The car in question is registered in my name, however my ex-fiancée has always insured the car and paid the lease money as the car was for her. She didn't have a full driving licence at the time so we took it out under my name.
She is now returning the car to me in October (I have this in writing). I've not got any problem or issue with this financial wise etc, but there is considerable damage done to the car. She says she has been involved in an accident, but she didn't get contact details of the person nor reported it to the Police.
Since I don't have the car back yet, I can't get a quote to repair the damage, but since it's on a lease, the dealership states it has to be repaired by one of their authorised repair shops.
I understand the car is in my name, therefore I am responsible for the damage to it, but since she has admitted this "crash" happened while she was in possession of the vehicle, and the vehicle is insured to her, can I hold her accountable for the cost of the repair? I know she'll refuse to pay anything towards it, so just wondered if I went to small claims court or made a claim to her insurance company, do I have a leg to stand on at all?
No, we were informed by the dealership we could insure it with anybody. They were offering us a years free insurance, but she couldn't use it on the car as the condition was you had to have a minimum of 1 years driving under your belt, but she didn't have that, so we got other extras instead.
I am/was (have no contact with ex now) a named driver on her insurance policy.
The car has since been in for a service, so the damage has been noted by the dealership, so I can't get away with a cheap job somewhere else, otherwise they may ask for proof it was repaired by one of their people.
The car has since been in for a service, so the damage has been noted by the dealership, so I can't get away with a cheap job somewhere else, otherwise they may ask for proof it was repaired by one of their people.
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