Mild insurance based rant!

[SteBrown91]

Last years insurance:
Golf GTD, 6 years ncd, 2 non fault claims, 18k a year SDP + small business allowance, work in IT and lived at home with folks. Cost was 534

This year, same situ, now with 7 years ncd except I'm now living with the Mrs a mile down the road (virtually same postcode) and the cheapest I can find is 660 odd quid!

Theres no point to this just a little narked.

[SteBrown91]

randlemarcus said:

You're living with the missus, therefore a higher risk of losing everything, so they are milking you while they can.

True! Thing is the cheapest quote is a company called 1st central who I've never heard of!

The next cheapest is about 150 quid more.

Can get it for around 600 but need to have a black box fitted :/

[SteBrown91]

ging84 said:

Man doing slightly above average mileage, driving a slightly above average performance car, in slightly above average car insurance quote shocker

It's more the big jump, If it stayed around the same I could live with that (around the 500 mark) but other than that one quote of 660 most have been in the 800s.

Also don't think putting in my folks address will look too good if I crash as I am quite obviously not living there any more.

[SteBrown91]

If I run a quote identical to last year it was around 580 ish,

I did have both parents on but my dad had a fault accident in June so I've sacked him off, cheapest I have got now is 646 with mother as a named driver. Adding the Mrs was an extra 30-40 quid l think

[SteBrown91]

Vaud said:

You could try calling a broker rather than online portal?

Saffron have been good for me.

Or try a VW specialist like https://www.hertsinsurance.com/our-policies/
No experience with them, but worth a shot.

I have used brokers previously but were no-where near, can try again though.

Did a direct quote with that 1st central and got it to 662 with the mrs on (she will probably never drive it but just in case)

Think that might be most likely option at the moment