finding out 3rd parties insurer ? 'cant remember'

finding out 3rd parties insurer ? 'cant remember'

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fastbikes76

Original Poster:

2,450 posts

123 months

Tuesday 6th October 2015
quotequote all
So the wife had some young girl steam into the back of her while sitting at a ped crossing this morning, second time shes done this apparently rolleyes. Reading advice on here its best to go straight to her insurers rather than through ours. The girl gave us all her details but 'couldnt remember' who she was insured with. Is there a way of finding out incase this starts becoming 'one of those' cases where she suddenly denies everything and doesnt play ball anymore frown

And no..there is no whip lash or any other nonsense, I just want my car repaired properly, quickly and with as little grief as possible . Naturally I will inform our insurance of the incident but wont be making a claim through them.

Thanks
smile

fastbikes76

Original Poster:

2,450 posts

123 months

Tuesday 6th October 2015
quotequote all
so the game plan has changed already...

Rang the number she gave us and it turns out to be the local Tarmacadam company her father owns. This should be fun..rolleyes

fastbikes76

Original Poster:

2,450 posts

123 months

Tuesday 6th October 2015
quotequote all
speedyguy said:
Hopefully Mrs Fastbikes has a smartphone and took some pictures at the scene before moving anything
sadly not in situ as it was in the middle of the town centre. She has pics of both cars at road side with black paint from our rear bumper all over the front of her white car, and visa versa with corresponding damage to both cars. Given it was a town centre im sure we could track down CCTV should it get that far.

Awaiting a call back from the father. I will report back smile

fastbikes76

Original Poster:

2,450 posts

123 months

Tuesday 6th October 2015
quotequote all
Thank you for the replies chaps, especially for that link which worked a treat thumbup

Ive been at work so not had much time to sort this, I phoned and got a price on a new bumper skin...£830 unpainted. So at a guess its going to be around £1200 painted and fitted, no doubt he will have a 'mate' who can do it for £3.50 and a Twix.

To be fair the damage is limited to a rear bumper skin and no more so its no huge disaster, I would just prefer a smooth easy repair. The car is coming back as insured and i now have all the details which is dead handy.

Many thanks for the advise so far.

cool

fastbikes76

Original Poster:

2,450 posts

123 months

Wednesday 7th October 2015
quotequote all
So in conclusion all is well.

The dad phoned me last night saying he had not seen the daughters car yet and depending on damage to both cars he would rather pay cash if possible. Qoutes came in at £1700 ish for our car and im guessing similar again for his daughters (if not more).

They called back today saying the damage is worse than he expected and would pass our details on to his insurer. Sure enough an hour later I get a text from his insure with the usual 'We sorry to hear you were involved in an accident with our client, we will get you back on the road and allocate a claims advisor..etc etc'.

So now its going through his insurers I wont have to fork out any excees and wont take a hit on my NCB while the two companies fight it out. They have told thier insurers what happened and they are at fault. Looks like a nice simple claim to proceed with and I can inform our insurers about the incident but not put a claim in.

Thank you all for you time and advice.

Regards
Elton