Taxing a car that is just being bought

[oblio]

Myself and my lad will be picking up his new (to him) car next Sunday. We have sorted insurance out but my understanding is that it will need taxing under the new rules as any tax on the vehicle would have been refunded back to the seller. We are getting the car from a car dealer.

To tax the car we will need its reg no (no problem) but also the 12 digit number off the V5 green slip.

Can we pick up the car and drive it home legally and then sort the tax out on line once we are in possession of the document and car?

or

do we have to contact the dealer and get the reference number prior to next Sunday so we can pre-arrange the tax?

ta

Graham

[oblio]

Monkeylegend said:

Ask the dealer for the info you require and tax it online just before you go to pick it up, is another option...

Thanks all

I'll give them a bell in the week and get the green slip ref number off the V5 and do it on line. Best not to take a risk even on the short journey home.

[oblio]

Anyway as life is too short to worry about things, I contacted the garage prior to collecting the car and got the 8 digit reference number needed for taxing the car on line. I than taxed it ready for us to collect.

Then had to take out 1 days insurance on my lads car so I could drive it to the garage to do the part ex (his insurance had run out and I am aware that the vehicle needed to have insurance of its own rather than just having me drive it on my policy with 3rd party cover).

Loss of a months tax as it was month end - c.15 quid
1 days insurance cover - 18 quid

So the lad in effect had to pay 33 quid for not organising himself better and buying earlier in the month; but in the context of the overall cost of the car and piece of mind, not an issue.

Cheers all

[oblio]

LoonR1 said:

oblio said:

...I am aware that the vehicle needed to have insurance of its own rather than just having me drive it on my policy with 3rd party cover)...

Cheers all

Eh?

I thought that any vehicle had to have insurance cover on it with 'someone' for another person to drive it on their own insurance, albeit with 3rd party cover. The insurance my lad had, had run out the day before therefore the vehicle was without any insurance. As such I thought I wouldn't be covered if I drove it on my insurance (on my car) albeit 3rd party.

If this isn't the case couldn't we all just buy cars; take out 1 insurance on one of them that gives 3rd party cover if we drive other vehicles; and then drive other vehicles that we own without taking out insurance on them? For some the 3rd party only risk may outweigh the extra costs involved by buying extra insurance wouldn't it?

Obviously I may have it all wrong and am happy to stand corrected

BertBert said:

So was his car sorned when you drove it or taxed but not insured?

Bert

No it was taxed and insured. The tax was still in place as the car hadn't been traded in at the point I drove it to the dealer plus I took out 1 day insurance for myself. I did this as I thought I wouldn't be covered to drive a vehicle on my own insurance that didn't have insurance cover with another person.

My lad has now just had a £55 refund on his tax from the DVLA which was nice for him just before Xmas (beer tokens )

[oblio]

Ahhh...OK - got you

That all sounds eminently sensible I guess. However I suppose if your insurance papers allowed it you could get together with a mate and drive each others cars (as they wouldn't be family members).

[oblio]

SS2. said:

Aye, but as you've already mentioned, it would be third party only, mind - you bend it, you mend it.

Edited by SS2. on Friday 18th December 12:09

...OK if you all buy clunkers I suppose