Any advice?

[drainbrain]

I was badly injured in a botched robbery attempt in the carpark of my business on Friday 13th. Should I make an EL personal injury claim?

Edited by drainbrain on Sunday 22 November 22:27

[drainbrain]

desolate said:

How badly?

Crushed between two cars. Required traumatic bilateral amputation above knees.

[drainbrain]

Hamish Finn said:

If you are an employee, then certainly

I'm the company's sole director.

[drainbrain]

KungFuPanda said:

Surely if it's an incident involving vehicles, it'll be easier to sue the driver of the vehicle which hit you. Even if it was a stolen vehicle, the insurer on cover for the car would still payout on their third party liabilities.

It's a bit strange how your posts are so scant on information and written in a matter of fact style given the severity of the incident.

Car wasn't stolen but wasn't insured. Don't think MIB pay claims if there's a CICA claim (which is almost certain to happen and be paid. £110k for 2 legs).

As to style, how should I put it? (If it's ok could I avoid going down that road please).

[drainbrain]

PurpleMoonlight said:

Does your employer (you) have employers insurance, and if so in what way to you consider you to have been negligent in relation to the incident?

Yes there is employer's insurance but the company hasn't been negligent. If it has to have been negligent then I guess there isn't a claim to make.

[drainbrain]

PurpleMoonlight said:

You want to claim twice for the same injury?

Are you saying that the CI claim/payout voids any other claim on any other policy? That's kind of what I'm trying to find out.

Edited by drainbrain on Monday 23 November 03:14

[drainbrain]

Sometimes there's some advice and experience on here. And sometimes lying on your back at 3am it passes an hour between naps. The suits will be queuing up soon enough. What's the harm, really?

[drainbrain]

You know what? I think you're right. Best be off. Thanks.