car accident insurance question

[finchy90]

hi,

i was involved in a car accident about 4 months ago whilst driving my sisters car on my insurance, we exchanged details at the roadside and then drove home, no police involvement or anything. The next day i informed my insurance company. they said they would log the details on their system, it has been just over 4 months and i have not heard anything since i informed them, is this normal or should i be contacting them to see if any claim has been made against me .

thanks in advance,
steve

[finchy90]

yes, was me at fault, i drove into the back of them. my sister has just renewed her insurance this month. and nothing has been mentioned. tbf the damage wasn't too bad on her car, [2001 clio], new bumper,bonnet slam panel and headlights, nothing structural.

LoonR1 said:

Yes

2 posts 4 months. Christmas holidays.

i wish, unfortunately I've had the joys of working for the past 9 years, and still a lot longer to go

[finchy90]

I fixed the car, as i was only 3rd party DOC.

[finchy90]

update to this, just received a letter from my insurers saying the claim has been settled. the 3rd party never claimed on the insurance. also in the letter it states: The no claims discount is not prejudiced.

does this mean my no claims hasn't been affected.

cheers, steve