Insurance and claiming

[SILICONEKID345HP]

I`m in a dilemma ,I hit a car damaging the bumper ,the driver ether wants my insurance details or £375.

The options are to pay him or let him claim off my insurance. I have 12 years ncb and a clean licence ,would I be better off paying him or letting him claim off my insurance. ?

I have no idea how much the insurance would increase and for how long .

Advice please.

[SILICONEKID345HP]

Someone else will know .

[SILICONEKID345HP]

Is it true that his insurance will increase even if he is not at fault.