Insuring a car with no tax or MOT?

Insuring a car with no tax or MOT?

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Discussion

MitchT

Original Poster:

15,928 posts

210 months

Sunday 22nd May 2016
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I'm toying with the idea of taking my car off the road as I don't really need it. If I SORN it and let the MOT lapse (current one expires on 13 June), will the insurance be invalidated? I want to keep it insured in case of theft, fire, etc.

This site implies that your insurance will be invalidated if there's no MOT (see 'MOTs and motor insurance'), though it says it in the context of you driving a car that's insured but has no MOT - mine will be kept in a locked garage and not driven. When the insurance comes up for renewal at the end of July will it be harder to arrange if there's no tax or MOT or don't they check for those things?

MitchT

Original Poster:

15,928 posts

210 months

Monday 23rd May 2016
quotequote all
Thanks - some interesting comments there. I haven't full decided what I'm doing with it yet but, laid up or otherwise, it does need some attention to the bodywork which may take until after the insurance comes up for renewal. As there's no sense in MOTing it until it's ready to roll again the implications of renewing the insurance without an MOT are the main concern.