Declarable points on licence.

[KungFuPanda]

Say for example someone had 3 points which were put on their licence on 1 May 2012.

These remain live until 1 May 2015.

They are removed from your licence on 1 May 2016 i.e. four years later.

If you applied for car insurance on 2 May 2016, they normally ask you if you've had any points or convictions in the previous 5 years. You have to say yes and declare those points.

However, if you lied and said no, is there any evidence of those points being on your licence at all now that the paper counterpart has been dispensed with?

[KungFuPanda]

Even though they are removed from the DVLA online records after 4 years? So the insurers have access to a different set of records over and above those available to the public and car hire firms where you enter your licence number and NI number?

[KungFuPanda]

No but I'm asking whether they would be able to check if you had points which were between 4 and 5 years old.