Insurance Question

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Discussion

C0ffin D0dger

Original Poster:

3,440 posts

146 months

Thursday 23rd June 2016
quotequote all
Not sure if this is the right section for this so apologies if not / mods feel free to move...

I'm thinking I might start using the wife's car for my commute to save wear and tear on mine. As things stand we both have our own cars registered and insured in our own names and each a named driver on each others policy.

If I become the main driver on my wife's car do I really need to insure it as mine, I'm guessing I do? If so I'd insure the wife the main driver for mine. If so do we need to change the owners on the V5, would rather not as it make the car look like it has had more owners than it really has?

Sorry if this is obvious but I've never had to do it before.