Supervising learner driver insurance

Supervising learner driver insurance

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Discussion

x type

Original Poster:

912 posts

191 months

Tuesday 28th June 2016
quotequote all
Please can someone help

My daughter is learning to drive , she has her own car (registered in my name because of private plate bought in my name ) insurance are fully aware of this

The car is insured on her own insurance she is down as MAIN driver on provisional licsence to be completely legal

Myself , my wife and eldest daughter are all added as named drivers so we can all drive her car

When we are supervising her , if she feels unwell or can't be ars.. to drive because she has stalled too many times and is fed up , it's not a problem for us to drive home as we are named drivers

BUT my question is ...... if one our friends who is as the website says ......

https://www.gov.uk/driving-lessons-learning-to-dri...

And I quote

Practising with family or friends

Anyone you practise your driving with (without paying them) must:

be over 21

be qualified to drive the type of vehicle you want to learn in, eg they must have a manual car licence if they’re supervising you in a manual car

have had their full driving licence for 3 years

They will meet all of the above


BUT and this is my question

it doesn't say IF the supervisor has to be insured to drive my daughters car be it as a named driver on daughters insurance or by having their own drive other vehicles on their policy

So does the friend have to be insured to drive my daughters car ?
The internet is telling me all sorts

this one says yes

http://www.helpingldrivers.com/private-practice/th...

But others say no

x type

Original Poster:

912 posts

191 months

Wednesday 29th June 2016
quotequote all
scorcher said:
x type said:
So does the friend have to be insured to drive my daughters car ?
The internet is telling me all sorts

this one says yes

http://www.helpingldrivers.com/private-practice/th...

But others say no
Your friend only needs insurance if she is going to drive it. If she is only supervising then your daughter has a policy to drive the car as long as the supervisor fits the age and experiece criteria.
If your friend needs to drive your daughter home for whatever reason she'll need at least a "driving other cars" extension on her own vehicle policy to be covered third party only.
Thank you for that answer it's what I thought the legal bit should be

x type

Original Poster:

912 posts

191 months

Wednesday 29th June 2016
quotequote all
ging84 said:
x type said:
Please can someone help

My daughter is learning to drive , she has her own car (registered in my name because of private plate bought in my name ) insurance are fully aware of this

The car is insured on her own insurance she is down as MAIN driver on provisional licsence to be completely legal

Myself , my wife and eldest daughter are all added as named drivers so we can all drive her car

When we are supervising her , if she feels unwell or can't be ars.. to drive because she has stalled too many times and is fed up , it's not a problem for us to drive home as we are named drivers

BUT my question is ...... if one our friends who is as the website says ......

https://www.gov.uk/driving-lessons-learning-to-dri...

And I quote

Practising with family or friends

Anyone you practise your driving with (without paying them) must:

be over 21

be qualified to drive the type of vehicle you want to learn in, eg they must have a manual car licence if they’re supervising you in a manual car

have had their full driving licence for 3 years

They will meet all of the above


BUT and this is my question

it doesn't say IF the supervisor has to be insured to drive my daughters car be it as a named driver on daughters insurance or by having their own drive other vehicles on their policy

So does the friend have to be insured to drive my daughters car ?
The internet is telling me all sorts

this one says yes

http://www.helpingldrivers.com/private-practice/th...

But others say no
What is the friend meant to be doing here?
Driving the car or supervising your daughter driving her car

Are you honestly asking if someone can drive a little princess home in her car because her clutchy footy is too hurty, without needing to be insured?
Sorry but what are you trying to say?

Are you honestly asking if someone can drive a little princess home in her car because her clutchy footy is too hurty, without needing to be insured?

I just want to make sure everything is legal if my daughter for what ever reason could not or didn't want to drive her car whilst being supervised



x type

Original Poster:

912 posts

191 months

Thursday 30th June 2016
quotequote all
ging84 said:
So yes you really are asking that.
Unbelievable, you honestly though there was a chance that you don't need insurance to drive someone's car if you happened to give them a free driving lesson earlier?

The reason no site makes it very clear, is because it's a completely absurd idea you have cooked up, they don't make it clear if you do or do not need insurance on the 29th of February, because no normal person would assume anything other than of course you do.
No need to take the pi.. is there ?

If it was your son / daughter in the same situation
would you be happy with the supervisor to have to drive the car , stopped by the police on a routine check ,found the supervisor wasn't legally insured and have "THE LITTLE PRINCESS CAR " towed away ?



Edited by x type on Thursday 30th June 19:25