Inability to pay at petrol station - credit agreement?
Discussion
Stupidly filled up and realised my only means of payment was via contactless on my mobile...which of course they wasn't able to accept.
Had no ID on me other than a work access card. I was asked to leave something of value, this wasn't going to happen since the only thing I had was my phone and I was due on a work call in the next 30 minutes. The manager then asked me to write my details down (fine, no problem there) but then asked me to add on the bottom 'I agree to return and pay' since this will form a credit agreement with the petrol station.
I asked if the station was registered with the Financial Conduct Authority to which he replied no. On the basis I responded that it was not a credit agreement and would not hold up as such. I'm not arguing this was not an agreement between myself and the station (although only I signed it) but I do have an issue with it being termed a credit agreement.
I'm assuming the guy felt a little on the back foot here as he then suggested calling the police, again I mentioned that I'm not refusing to pay, I'd left my wallet at home (realising after filling up) and I'd be back that day to settle up - surely this is firmly in the civil side of things rather than criminal?
Opinions welcomed - am I wrong? - Its worth adding this was a small Gulf-affiliated forecourt.
Had no ID on me other than a work access card. I was asked to leave something of value, this wasn't going to happen since the only thing I had was my phone and I was due on a work call in the next 30 minutes. The manager then asked me to write my details down (fine, no problem there) but then asked me to add on the bottom 'I agree to return and pay' since this will form a credit agreement with the petrol station.
I asked if the station was registered with the Financial Conduct Authority to which he replied no. On the basis I responded that it was not a credit agreement and would not hold up as such. I'm not arguing this was not an agreement between myself and the station (although only I signed it) but I do have an issue with it being termed a credit agreement.
I'm assuming the guy felt a little on the back foot here as he then suggested calling the police, again I mentioned that I'm not refusing to pay, I'd left my wallet at home (realising after filling up) and I'd be back that day to settle up - surely this is firmly in the civil side of things rather than criminal?
Opinions welcomed - am I wrong? - Its worth adding this was a small Gulf-affiliated forecourt.
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