Windscreen smashed

[avinalarf]

This morning I found that a branch from a tree,under which my car was parked, had fallen and smashed the car windscreen.
Wondering if I can claim against the Council for a new replacement windscreen ,possibly on negligence grounds ?
Anyone on here had similar a experience and had a successful claim ?
I have insurance but I was concerned of a hike in premium,excess payment etc.
Advise please.

[avinalarf]

Mammasaid said:

Act of God.

Suck it up, claim on insurance, pay the windscreen excess (~£70)

Move on.

/thread

That's not advise ,that's stating the bleedin obvious.
It appears you have strayed from posting on Mumsnet ?

Act of God !...........I'm not religious.

Edited by avinalarf on Friday 13th January 14:42

[avinalarf]

CYMR0 said:

avinalarf said:

Mammasaid said:

Act of God.

Suck it up, claim on insurance, pay the windscreen excess (~£70).

Move on.

/thread

That's not advise ,that's stating the bleedin obvious.
It appears you have strayed from posting on Mumsnet ?

To be fair, the original question demanded nothing other than a statement of the bleedin obvious.

To be more than fair......
Just seeking advise on a forum.
I was interested in finding out if anyone had made a similar successful claim.
If you don't ask ,you don't know.
I'm not a fool and know all about sucking it up and Acts of God but that still leaves the fact that the tree branch that caused
the damage was rotten.
I realise most claims against a Council are going to be hard work to win but that doesn't absolve them from their lawful obligations.
It wasn't so much about the £70 but more about my chances of having a case against them.

[avinalarf]

TooMany2cvs said:

avinalarf said:

but that still leaves the fact that the tree branch that caused the damage was rotten.

Ah. You didn't mention that.

What's the council's tree maintenance policy? When was this tree last inspected?

All relevant and facts I will have to find out about.
I have sent an email to the Council's insurers and go from there.
If I get a result,which I must admit is very doubtful,I'll post.
It may help others on the forum with the same problem in the future.

[avinalarf]

wack said:

get a quote from an independent windscreen fitter before making a claim, it doesn't affect your NCB but yes it is a claim you'll have to declare for the next 3-5 years

Yes Wack,it's the fact that I would have to declare it for the next 3-5 years that irritated me.

[avinalarf]

Thank you all for your comments.
For the record the car affected was my Ford Focus that is my DD.
Autoglass wanted circa £500 to replace the windscreen.
As for wasting council time ......
I doubt you'd say that if you'd fecked up a tyre and alloys in a pothole or tree roots had caused subsidence to your house.
I've lived a life and usually suck it up and in this case the time and trouble may not be worth it but it's worth a little effort to see how the wind blows.

[avinalarf]

Glassman said:

Your pun was oak kay

Oh I see yew are a pun.gent.
That wood not stump me.
I am pine ing for my poor car and may have lost Focus.
It's deciduously a problem that I wood rather not have.
I donut want to leaf it to long before I make a claim.
I may branch out,have a few drinks but donut want to get trunk.