Is this legal?

[Amused2death]

Car registered in my name, currently SORN and uninsured. It's nearly time for the MOT. We take our vehicles to a local guy who'll give it the once over then take it for the MOT. As the car is in my name I'm fully aware if I want to drive it to our local guy I'd need to insure it accordingly.

Wife has her own car, fully comp insurance in her name, which also gives her minimum 3rd party cover on other vehicles. Exact wording on the insurance certificate is...."Under the terms of section 2 of the policy, Mrs A2D may, with the owner's express consent, also drive a motor car which does not belong to them; is not a rental car; is not hired to them under a hire purchase or leasing agreement"

Can the wife drive my SORN'd car to/from our local mechanic legally given the wording above? This will be a proper, prebooked arrangement.

I know she'll only have 3rd party cover and that's not an issue, I'm more concerned about our liabilities to other road users. I think she's legally ok with this, but thought I'd ask here.....just in case.

Thanks

[Amused2death]

Thanks for the thoughts so far. I did find the following.

"You can’t drive your vehicle on the road if the MOT has run out. You can be prosecuted if caught.
The only exceptions are to drive it:
to or from somewhere to be repaired
to a pre-arranged MOT test"

Taken from here. https://www.gov.uk/getting-an-mot

It doesn't make any mention of "place of repair after MOT failure", just to or from somewhere to be repaired.

I'm confused.

I hasten to add I'm not looking for a get out to this, just not fully certain about what is or is not permitted.

ETA, have noticed the suggestions regarding it being collected or day insured. Thank you for that, it might be an option.

[Amused2death]

Looks like it'll be a temporary short term policy and I'll drive it myself.

Thanks everyone for your observations.

[Amused2death]

Chainsaw Rebuild said:

How far away is the garage OP and do you live in a city or out in the sticks. If it's a short distance and not a city centre you will be ok. I live about 1000yrds from the garage for example....

2 miles away on a single track lane, very rural. No anpr. As others have mentioned, I'm not actually taking it to an MOT station so technically it appears like I'm going to be a very naughty boy. However I will ensure it is insured, knowing that no MOT doesn't mean no insurance cover.

[Amused2death]

Pip1968 said:

Chainsaw Rebuild said:

It's 2 miles of rural minor c road...

If a tree falls over in a wood but no one hears it fall did it make a sound?

Ask yourself this: Do accidents ever happen over two mile stretches of minor roads???

What if the tree falls onto a car and injures the driver??

You are assuming nothing will happen. Insurance guards against it happening or at least putting things right if it does. Is there not some statistic that says most accidents take place within five miles of where you live - ???

This post discusses whether it is legal NOT whether something will happen and the driver gets caught.

Pip

My query related to what was suitable cover to enable me to get the vehicle 2 miles up the road. This has been answered and suitable cover will be obtained. From previous posts on a similar topic, no MOT doesn't automatically mean no insurance cover. Accidents can and do happen in the strangest of places, hence the last line of my original post....." I'm more concerned about our liabilities to other road users" This has been addressed and I'm grateful to those that have commented.