Non fault accident in hire car - effects?

[Chebble]

Good Morning,

I've searched the Internet and can't seem to find a definitive answer.

Back in November, the company I work for hired a car for me to use. To cut a long story short, when I returned to the car in the morning, it had a sizeable dent in the bootlid and some damage to the bumper - looks as though someone reversed into it. Having checked with the hotel, there was no CCTV. Reported it to the fleet operator and the hire company, and was recorded as a non fault incident.

Fast forward to today, and I've an email in my inbox asking me for my personal details, licence details etc. from the insurance company. I'm wondering if anyone knows:

- is this just normal procedure?
- will this affect my personal insurance premium?
- I'm assuming that I'll have to declare it when I renew my insurance - is that right?

The policy holder is listed as the company I work for.

Apologies if this has been covered before, I've just never been in this position.

Thanks for the advice.

[Chebble]

Thanks all. I've tried to get hold of the fleet operator but to no avail. I would have thought that since the claim is on behalf of the company I work for that any effect on my insurance would be negligible - but perhaps not.

It's so frustrating. I've never been involved in an accident before now, so to have this happen when I wasn't even in the car, with no note left, is bloody infuriating.

I'll definitely declare it though - it just isn't worth the risk.