Cancelling an Isurance Policy

[tony wright]

I organised a new policy (on line) for my Stepfather (83yrs old) 10 days ago and he paid in full using his debit card. It doesn't start till the 24th Feb when his old one expires, but unfortunately he blacked out last week and ended up in hospital (still there). Doctor has told him he won't be driving for quite some time, if indeed he is allowed to drive again. He's now decided to sell his car so obviously does not require the insurance. I have E-mail the insurer informing them of the above, so my question is; will there be an admin charge for cancellation and is it normal to have a 14 day cooling off period. Can't check his new policy as he's still in hospital.

[tony wright]

Thanks for replies. I'll await the return E mail and see what they say,. Real reason for my thread was trying to gauge if they would charge him an admin fee, so presently a 50/50 chance. Not sure he will continue to insure it once SORN'd, its value is low and he keeps it in a private locked (large gates) compound.

[tony wright]

As mentioned above I'm not sure what your getting at My Son is presently serving in Iraq and his car has been SORN'd for the last six months with no insurance on it.

Edited to say, I have no idea what GPWM stands for.

Edited by tony wright on Sunday 19th February 18:07

Forget my last I've just googled it, maybe should of done that first

Edited by tony wright on Sunday 19th February 18:11

[tony wright]

Update. Collected Stepfather from hospital today and when home rang the insurance company. Spoke to a very helpful lady called Shona and within a minute or two everything was cancelled and all admin charges waived. He will recieve a full refund within the next five days, so a big thank you to Provident insurance.