First accident - a little advice
Discussion
So yesterday I was in my first accident, a rear end shunt while sat waiting at traffic lights. We both pulled over and he was very insistent that he didn't want to go through insurance as he only got his car back from another claim last week. He gave me his name and phone number before he left but wouldn't give me his insurer but I have checked askMID and it is showing as insured. I also have front and rear cam footage of the incident.
I was happy to get a quote for him but have just found out that my nearest Ford approved body shop is 45 minutes away which means a 2 hour round trip to get a quote. I'm guessing the next step is to go to my insurer. Should I notify him that this is what I'm doing or just do it. At the end of the day I just want my car back to the condition it was in 24 hours ago.
I know it seems like a basic question of what to do next but I've never been in an accident in my 10 years of driving and I'm unsure on what the norm/protocol is.
Cheers
I was happy to get a quote for him but have just found out that my nearest Ford approved body shop is 45 minutes away which means a 2 hour round trip to get a quote. I'm guessing the next step is to go to my insurer. Should I notify him that this is what I'm doing or just do it. At the end of the day I just want my car back to the condition it was in 24 hours ago.
I know it seems like a basic question of what to do next but I've never been in an accident in my 10 years of driving and I'm unsure on what the norm/protocol is.
Cheers
Damage to my car isn't too bad on the surface, black bumper trim doesn't quite sit as it did, rear grill has pushed in and can't be pushed out without removing the lower diffuser and the diffuser's clips that attach it to the bottom of the car have broken off.
It was a little bit more than walking pace, it was in a 50 zone and he was slowing down but can be seen chatting to his mate and then bumping into the back of me. I'd estimate it was 15-20mph but its hard to judge. It was enough to throw my head into the headrest which I'm glad I had adjusted correctly!
My main worry is that although I'm over 25 (27) I am with a modified friendly insurer and would hate to see it rise too much due to a non fault claim. I'm off tomorrow so going to get it inspected and go from there. Thanks!
It was a little bit more than walking pace, it was in a 50 zone and he was slowing down but can be seen chatting to his mate and then bumping into the back of me. I'd estimate it was 15-20mph but its hard to judge. It was enough to throw my head into the headrest which I'm glad I had adjusted correctly!
My main worry is that although I'm over 25 (27) I am with a modified friendly insurer and would hate to see it rise too much due to a non fault claim. I'm off tomorrow so going to get it inspected and go from there. Thanks!
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