Factory fitted option - declare for ins renewal?

Factory fitted option - declare for ins renewal?

Author
Discussion

miniandy

Original Poster:

1,512 posts

238 months

Wednesday 14th September 2005
quotequote all
Hello,

My car has two option packs fitted to it direct from the factory. When the insurer asks are there any mods to the car, do i declare these like i did last year? They are different colour wheels and a small boot spoiler. As it came from the factory like this, is it classed as standard?

Thanks

miniandy

Original Poster:

1,512 posts

238 months

Wednesday 14th September 2005
quotequote all
Well as I say I declared them when I took my policy out and now it's up for renewal I just wondered if I did the right thing initially. I suppose enhancing the car makes it more desirable to thieves, so if it's all above board and declared then at least I'm totally covered.