Building up a US credit history

[anonymous-user]

My wife and I are moving to Orlando in 3 weeks for her job. She has the l1 visa and I'm on the l2. The visas are valid for three years but if we like it we may try and stay longer.

Because we are new in the USA we have no credit history (we will have a SSN soon). We are leasing a car through international autosource but that's very expensive.

What is the best way to build up my credit history?

Would I be able to build it up enough to get finance or a loan for a car in say 6-12 months.

Thanks

[anonymous-user]

We have a relocation agent in the area who is there to help us. He has already warned us about then hell-hole that is the SSN office. We will be going there within the 1st week.

I work in the automotive bodyshop trade as a paint sprayer. I am bringing my tools with me but I'm also thinking about maybe finding another job. I have three months to think about it while my EAD is sorted. It's tricky as its too easy to stick with what you know.

What would be the pros/cons using a credit union instead of a bank?

Thanks again

[anonymous-user]

mwyatt82 said:

I became a member of the AIG expat program and then got a card with advancial, a Texan credit union (I live in Wisconsin), they were very relaxed and gave me a credit card with a 5k limit. The other thing was opening an account with HSBC USA too, I opened a UK HSBC account 4 months before I moved to help expedite this process. My credit rating is now 750+ after 2 years here.

Definatly helps being part of the AIG program. They have really helped us get a car lease/insurance and a credit card