Move to US - Health insurance and mortgage questions

[Onetrackmind]

Hi All,

I’m considering a move to Houston with my wife and two kids. Our eldest has a congenital heart defect but she’s now in good health, however, we’d need good cover in case she needs anything. I understand that we should be able to get medical/health insurance but I am concerned the premium will be astronomical. Can anyone advise?

Secondly, part of the appeal of the move would be the prospect of owning a nice home. I realise prices are spiralling but what are the chances of getting a mortgage? We won’t be on a permanent visa, but will have a large deposit, perhaps 50%. Any thoughts or advice would be much appreciated.

Thanks!

Edited by Onetrackmind on Saturday 26th June 05:39

[Onetrackmind]

Thanks, both.

To clarify, I'd be an employee. It looks likely that an employer would cover my medical insurance and at least partly subsidise medical insurance for the family. I'm not sure about visas - assume the visa would be sponsored by my employer.

[Onetrackmind]

Hi All,

Just wanted to pass on my thanks for the advice and info that you’ve shared - Matt Harper, the moose, off again, stigproducts, shawtec. Some incredibly detailed responses!

I feel much better informed. I don’t know which type of visa it would be, but now realise this is a critical factor in making a decision.

Thanks again,

Matt