Police ANPR checks and MID Insurance Database

[slow_1]

Hi, I've just purchased a new car and it went on insurance cover with Admiral from yesterday.

I just checked the MID insurance database and its reporting the car as not on cover despite me already having received the certificate of insurance!

Rang Admiral who confirmed it is indeed on cover and that it takes 7-10 days for the MID database to be updated which I find hard to believe.

Surely this must mean loads of drivers who have valid / recent insurance are being stopped by the police operating the ANPR camera checks which is not only a waste of time for the drivers but also for the police?

Can anybody confirm that it is correct that the MID insurance database does take 7-10 days to get updated?

Thanks.

[slow_1]

Hi, Yes it was the MID Insurance database I checked. What annoys me is that I informed Admiral Insurance on Tuesday afternoon of the details of my new car and that it was to go on cover from midnight Saturday so they have had ample time to update the database and yet it still not showing as being on cover!

Steffan said:

Been stopped three times because car not on insurance database.

Each time police actually rang database and played merry hell with the operators. I change cars frequently but always inform the insurers.

They certainly do not always tell the database but they do send me cover notes every time so I can show these to the police.

I suggest you try a website at http://ownvehicle.askmid.com/. ITS FREE

If your car is not on here its not on the database and you stand every chance of being pulled.

At least you will then know and can play up with your insurers.

[slow_1]

Just checked and still my car is not shown as having valid insurance in the MID - am I therefore correct to assume that if I get stopped in the evening (when the insurance companies are closed) then I will risk getting my car impounded? I currently carry the insurance certificate but obviously the police could assume that I've taken the insurance out and then cancelled out again (this seems to be a common trick some people on the police TV programmes try to use)! I just find it so annoying that a simple database can't be updated immediately by the insurance company especially when it can cause me so many problems if I get stopped!

I think the MID is a fabulous tool for getting all the uninsured drivers off the road but unfortuantely its only as good as the (lack of) information put on to it!

Dizeee said:

Only between office hours.

[slow_1]

Just checked and still not showing as insured on the database - luckily I have not yet been stopped! If I'm not shown as insured on the MID tomorrow morning then I think its going to be another call to Admirial!