New to finance. Are Fiesta ST deals rubbish or is it me?

[swd]

Hi, so I've my heart set on an ST-3 Fiesta as a nice but totally different change from my B7 RS4. I'd like a little car to rally about in for a year or two and the high mpg / low maintenance costs are very appealing.

I've never done finance on a car before. I'm not loaded: I just like saving for stuff! This time though, the thought of having a new car and sticking a small deposit down and two hundred or so quid a month is mighty appealing, as is the ability to hand it back when I've had my fun.

Is it just me, or are the finance offers just not that enticing at the minute for the Fiesta? A few finance folks have asked me to consider a diesel Focus ST instead but that's not the car for me. I don't need the space and I have a soft spot for Fiestas. Do good offers on certain cars come and go? If I wait a few weeks will the deals get better?

Thanks!

[swd]

Thanks very much - that gives me an idea of what is good. I didn't knwo which were the usual finance companies so I'll look into the two you mentioned.

Carwow returns a very similar deal: £2,695 off a £20,415 car (ST3 blue, style pack, spare wheel), 4.3% APR, two years.

I'm still getting grip with all the numbers involved. To measure a good deal from a bad one. I don't think the numbers above paint the full picture.

Their cash price is £18,230 which is around 10% discounted. Nice, simple, with the downside of locking cash into the car when it could used elsewhere.

Decisions decisions.

[swd]

Hi Rick, leasing would be ideal as I could do a business lease (I'm self employed). But so far the prices are close to £300/m for 15000 miles/year for two years. Put it this way, my RS4 would cost me about the same over the same period. It need to be closer to your figure.