Insurance claim
Discussion
IIRC there was a reference to a firm of lawyers that had a TVR connection?
If anyone can give me a steer, then I'd be obliged.
What's happened is that I was 'phoned by Mannings this morning who advised it was time for renewal. However, because of a pending claim, the premium has gone up by £100'sh.
"What claim", I enquired! Turns out my car flicked up a stone on a local road which caused a chip on the bonnet and windscreen of following car. Allegedly, I was driving erratically!! I have no recollection of the incident at all
I was traced by the number plate recognition system....but this morning was the first I knew anything about it! The guys at Mannings think it is a rather petulant (their word) claim. It could happen on any of the UK's current roads, IMHO. I guess I could argue that the other vehicle/claimant was following too close? From what I was told by Dave at Mannings, the whole claim would only amount to £100 - £200. (Probably close to the claimant's excess anyway?)
What do you guys think about this?
Nick
If anyone can give me a steer, then I'd be obliged.
What's happened is that I was 'phoned by Mannings this morning who advised it was time for renewal. However, because of a pending claim, the premium has gone up by £100'sh.
"What claim", I enquired! Turns out my car flicked up a stone on a local road which caused a chip on the bonnet and windscreen of following car. Allegedly, I was driving erratically!! I have no recollection of the incident at all
I was traced by the number plate recognition system....but this morning was the first I knew anything about it! The guys at Mannings think it is a rather petulant (their word) claim. It could happen on any of the UK's current roads, IMHO. I guess I could argue that the other vehicle/claimant was following too close? From what I was told by Dave at Mannings, the whole claim would only amount to £100 - £200. (Probably close to the claimant's excess anyway?)
What do you guys think about this?
Nick
Ray Winstone said:
This sounds dubious to say the least. What is the evidence? There would be issues of causation and foreseeability in law.
I am a barrister and would be happy to help you if needed.
Best,
Stuart
Stuart, thanks for the offer.I am a barrister and would be happy to help you if needed.
Best,
Stuart
At the moment, I'm still waiting feedback from the insurers.
I've obviously made comments to the effect of requiring substantive proof, was the claimant following too close...etc.
Nick
Ray Winstone said:
This sounds dubious to say the least. What is the evidence? There would be issues of causation and foreseeability in law.
I am a barrister and would be happy to help you if needed.
Best,
Stuart
Stuart, thanks for the offer.I am a barrister and would be happy to help you if needed.
Best,
Stuart
At the moment, I'm still waiting feedback from the insurers.
I've obviously made comments to the effect of requiring substantive proof, was the claimant following too close...etc.
Nick
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