Health care questions

[Prolex-UK]

Looking to move to France for good next April.

Will be "inactifs" and living off savings and pensions

I understand after 3 months we can join the state healthcare system if our income is over 9400 euros which it will be.

We also have to buy top up insurance and I was wondering if anyone had any real life experience of this ?

Monthly cost/cover etc

Mrs Prolex and I are are, touch wood, healthy with maybe 3/4 visits a year to the doctor for aches & pains. Mrs Prolex would need dentist cover as she has the odd tooth issue.

Thanks in advance for any advice given

[Prolex-UK]

Thanks for the replies so far.

Any companies you can recomend ?

[Prolex-UK]

Bit moot now :-(

Thanks for all the replies.

Need to see what happens with pensions currency etc....

[Prolex-UK]

Well...after a lot of fannying around have decided to do it ....

Off for a visit end of Feb to Charente region to look at a few properties

Plan is to sell up in the UK move to rented for 3/6 months while we look and buy our home.

[Prolex-UK]

Frexit said:

Wise move to rent before you buy. There are many different ways to make the move, some integrating wholly and others living as ex pats in areas with lots of brits. Neither one is right or wrong. The health system is fairly straightforward compared with some other aspects of life here such as tax returns etc

The tax side is what worries me. I will be living off investments until I start to draw my state pension and "big" private pensions so envisage some pain completing them

[Prolex-UK]

smifffymoto said:

As always my first piece of advice to people is speak to an accountant.When you do move over,don't muddle through,get somebody who knows the system to get you in the system.There is no lateral thinking with fonctionnaires,the box has to ticked.

Yup. Plan is to find one at next weekends french property show in London and see whats what.

[Prolex-UK]

rdjohn said:

I suspect that any company that can afford a pitch at one of these events is likely to have a fee structure beyond your needs.

You will see companies like Blevin-Franks writing in journals and websites like French Property News and French Entree. They will inevitable pose all sorts of problematic questions, without giving the answers. In reality they are touting for business.

A bit of simple advice and completion of a French tax return can be had for about £250p.a. Maybe quite a bit less.

I would suggest you try somewhere like Club95, as well

Thanks would only be fishing for information at the show.

Will investigate club95

[Prolex-UK]

mick-64 said:

we also live near the charente ,we have an accountant she is very good ,if you want to discuss anything French she will be glad to help ...

pm me...

btw enjoy...

Thanks for the offer. I will take you up on it after we return from our weekend viewing properties when I will have a better idea of what to ask.

The show was quite good and got some answers to things I was unsure of like costs of swimming pool maintanence removal costs forward contracts etc

[Prolex-UK]

Well off on Friday 17th.

Got appointments to see one place in Courlay at 5pm Friday and 5 others on Saturday in and around Charroux/Civray.

Mildly excited.

Worked out the income tax side of things as well as health care costs.

Starting to look at cars to buy now :-)

[Prolex-UK]

magooagain said:

Just down the road from me. Give me a shout if you want any estimates on plastering ,building,digger and tipper Lorry etc.
Good luck with the house hunting.

Well......despite the best efforts of Eurotunnel we made it and have made and had accepted an offer on a house in Charroux Vienne (nr Civray)

Its a 1970's detached 4 bed house with large flat garden double garage and requires light freshening up.

Should all go through second week in April :-)

[Prolex-UK]

Saw the signs to the track while being shown various properties.

Will definitely be paying it a visit when we move over.

Apparently a brit owns a garage in Charroux which may be useful

[Prolex-UK]

Just loaded a large van full of stuff...off early doors to start the move.

House here sold within 5 days so all systems go