Mini/BMW Finance

[T5GRF]

My wife has decided she fancies a Cooper S, and we have found a 54 plate very high spec car at the local dealer. We are just debating wether to pay cash for it (£14500) or finance it with a deposit but no future baloon payment.

The best they tell me they can offer is a 7% flat rate, which I think is expensive, they are also not prepared to knock a great deal off the sticker price of the car, they claim they work on much smaller margins than BMW and can't offer the same discounts.

Firstly,I have bought a few AUC BMW cars in the past and have always been able to get an acceptable "deal" on the sticker price after haggling, does anyone know if the Mini dealers work on tiny margins?

Secondly, has anyone financed a used Mini recently, and if so what was the best deal you could get?

Thanks in advance

[T5GRF]

Thanks for the reply Catherine, I tried bloody hard to get a deal out of them but it's like trying to get blood out of a stone!

Still ended up buying it though, its a lovely one owner 11,000 mile Cooper S with Navigation, Heated Leather, HK Stereo, Folding mirrors, Park sensors etc in Grey with black roof and mirrors.