Prelude: 2.0 vs. 2.2VTEC - Insurance!
Discussion
Looking at Prelude's - choice is quite limited because I'm after a 5th gen manual and would quite like Motegi edition if possible.
My dilemma is this: insurance for the 2.2 VTEC is almost double that of the 2.0l at around £2k. And I want to limit the amount of money I waste on insurance to £1000 at the most.
While I'd quite like to experience and own my first VTEC engine, it seems I may have to wait a few more years. So should I buy the 2.0 VTI variant or shelve plans to buy the Prelude?
A few more questions:
1. Is there anything else I should look at? MX-5 is obvious contender but I'd prefer a Prelude.
2. Has anyone under/around 21 insured a 5th gen Prelude under a classic policy? Who with and how much does it cost?
Cheers.
My dilemma is this: insurance for the 2.2 VTEC is almost double that of the 2.0l at around £2k. And I want to limit the amount of money I waste on insurance to £1000 at the most.
While I'd quite like to experience and own my first VTEC engine, it seems I may have to wait a few more years. So should I buy the 2.0 VTI variant or shelve plans to buy the Prelude?
A few more questions:
1. Is there anything else I should look at? MX-5 is obvious contender but I'd prefer a Prelude.
2. Has anyone under/around 21 insured a 5th gen Prelude under a classic policy? Who with and how much does it cost?
Cheers.
Sam1990 said:
I insured my 5th Gen at 20 years old for £1300 a year with 2 years no claims, this year it was a shade over £1000. What have you been quoted and by who?
So far I've got around £1900 with Admiral as the best quote. The quote for 2-litre is just over £1,000. Who are you with? I'm of a similar age with 2 years NCB too.Just to clarify - all UKDM 2.0 models are non-VTEC and all 2.2 models are VTEC - is that correct?
tali1 said:
5th gen Prelude is old enough for classic - but 21year old driver can be insured - but it is rare.
Also as classic it needs to be 2nd car.
Any ideas of insurers who would cover 21yo on a Prelude as a classic? This would actually work better if it's substantially cheaper as I would prefer to keep my bigger (more convenient) car for every day use.Also as classic it needs to be 2nd car.
This isn't going to happen thanks to my insurer. Currently insured for £800 p.a. on a 1.4l hatchback. For a 2.2 VTI Prelude they want £2000!
Might look at the MX-5 but it's sad that I probably won't get a chance to own a Prelude as they're getting older and older - really would have been awesome to own the car I grew to love so much on Gran Turismo 4 as a teenager!
Nevertheless thanks for all your replies everyone
Might look at the MX-5 but it's sad that I probably won't get a chance to own a Prelude as they're getting older and older - really would have been awesome to own the car I grew to love so much on Gran Turismo 4 as a teenager!
Nevertheless thanks for all your replies everyone
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