Health Insurance
Discussion
My premium just went up to 320chf/month for a pretty basic tariff. Hurts quite frankly as I never go to the doctor and I still have to pay the first 500chf of any medical visit in a year. I maybe go to the doctor once a year (if that) so have never reached the 500chf excess.
Anybody got any cute suggestions?
I can't believe that everyone in this country, no matter rich or poor is paying so much? What happens if you have a family!?
Anybody got any cute suggestions?
I can't believe that everyone in this country, no matter rich or poor is paying so much? What happens if you have a family!?
Thanks, I tried increasing the excess to 2500 and bizarrely the premium only went down by something like 30chf/month, so it was negligible.
I was thinking though that surely if you have a family, then people can end up paying 1500-2000chf/ month on health insurance?
I am 24, I don't smoke, no negative medical history, and yet it just seems to be absurdly expensive. I have been paying it for 2 years anyway, but it just went up again, so was looking for a way around it.
I was thinking though that surely if you have a family, then people can end up paying 1500-2000chf/ month on health insurance?
I am 24, I don't smoke, no negative medical history, and yet it just seems to be absurdly expensive. I have been paying it for 2 years anyway, but it just went up again, so was looking for a way around it.
eyebeebe said:
Happy to put you in contact with the (English) broker who helped when my girlfriend moved over. There's no cost involved as I guess they get kick backs from the insurance companies.
Bear in mind that you can only cancel your insurance at the end of the year and for your basic insurance you must give notice by the end of November and for supplementary (if you have any) by the end of September.
Something else to think about if you don't already is to use the "GP" model, where you have to see a specific GP, of your choosing, before going anywhere else. It's just like the British way of doing it, but you save 10-20% on the standard Swiss model, which is that they have a free choice of doctor.
As has been said crank up the deductible as much as possible if you are in good health. In Zurich, which isn't the cheapest place at all (it's all Canton dependant) with the GP model and 2,500 deductible you would be looking at just over 200 a month.
Thanks! Can you pm me his details or post them on here? That would be v useful!Bear in mind that you can only cancel your insurance at the end of the year and for your basic insurance you must give notice by the end of November and for supplementary (if you have any) by the end of September.
Something else to think about if you don't already is to use the "GP" model, where you have to see a specific GP, of your choosing, before going anywhere else. It's just like the British way of doing it, but you save 10-20% on the standard Swiss model, which is that they have a free choice of doctor.
As has been said crank up the deductible as much as possible if you are in good health. In Zurich, which isn't the cheapest place at all (it's all Canton dependant) with the GP model and 2,500 deductible you would be looking at just over 200 a month.
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