'Ring insurance - I am covered on tourist days!

'Ring insurance - I am covered on tourist days!

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Discussion

git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
I am gobsmacked by this but I've just got off the phone to competition car insurance and am delighted that I will be covered to drive the ring so long as it's not a track day and it is a normal public toll road day.

I didn't need to take additional cover my existing annual cover covers it.

Wow!

Has anyone else heard of this? Apparently is a very recent change.

Hope this may be of use to some smile


git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
I didn't believe it, the lady checked and double checked and the call was recorded.

Hoping not to have to test it though!


git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
I'll call them back and ask for it in writing. The lady double checked with her manager but will ask for it in writing.

git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
R8Steve said:
I'm not sure why there's all the surprise and disbelief here?

My car insurance policy with them covers all track days (well, 5 a year but that is extendable if you need more) at no extra cost.
It's because previously A tourist day at the ring was hugely risky as there were no insurance companies that would cover you.

Never heard of the stories of people paying tens of thousands for repairs to the track, track stoppages and anything else they'd charge you for?

git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
I just spoke to them again and a different member of staff said the same - I will be covered so long as it's a normal public toll road day under my normal insurance. This is a recent change.

They can provide cover for track days there too but this would cost extra.

They are sending email confirmation of this smile

git-r

Original Poster:

969 posts

200 months

Friday 22nd July 2016
quotequote all
Here is the written confirmation I've received:

"Just a quick email to confirm, that as long as you are abiding by the highway code, and the Nordschliefe track is being used as a public toll road, you will be covered through your comprehensive insurance.

If the track is closed for a private track use, there will be no cover in place."

EXTREMELY GOOD NEWS smilesmilesmile

git-r

Original Poster:

969 posts

200 months

Friday 29th July 2016
quotequote all
shakotan said:
Not worth the paper it's written on.
I'm just back and thankfully no problems.

Just to clarify - did you email them on 22 July 2016 to get the response you copied and pasted?

That's very different to the response I got:

"Just a quick email to confirm, that as long as you are abiding by the highway code, and the Nordschliefe track is being used as a public toll road, you will be covered through your comprehensive insurance.

If the track is closed for a private track use, there will be no cover in place."

So you're saying that them emailing me telling me that I will be covered through my comprehensive insurance actually means they will pay out then seek to recover their costs from me? If so, that's bocklocs!!! frown

git-r

Original Poster:

969 posts

200 months

Friday 29th July 2016
quotequote all
Thank you for your reply, when something seems too good to be true.... frown

That's disappointing as when they say comprehensive I along with probably a lot of others would understand that very differently.

I'll give them a bell tomorrow mentioning injury to others/barriers etc and see what they say. It would be so fantastic if this was a proper comprehensive policy.