Trackday Insurance - Is a Schedule of Insurance a binding co

[datasafe]

My Ariel Atom is insured with Chaucer through Adrian Flux Insurance Brokers.

My original quote was £340 + an additional £50 for unlimited trackday cover (£2000 trackday excess). So I paid the £390 and received my insurance certificate last week. On reading the certifiacate it clearly states the insurance DOES NOT include trackdays.

I rang the brokers to clarify and was told I am covered and they have it on their records and it's mentioned in the 'schedule of insurance'.

My question:

Assuming my schedule of insurance states that I am covered for trackdays (I haven't been able to check this yet), is a schedule a legally binding contract enforceable in law?

I don't want to find that having written my Atom off (worst case scenario), I'm then faced with a bloody legal battle to get a payout.

[datasafe]

Thanks for the reply everyone, most helpful.

I have written to AF asking them to confirm that I do have trackday cover. It's not enough for one of their staff to confirm it on the phone.

I've always found AF to be most helpful and I'm sure there wont be a problem.

Cheers

John