What if the worst happens?
Discussion
Hi
I've never been on a trackday and would love to start. I've looked into getting track day insurance which seems very steep but is going to be a must as I can't afford to write off my car.
I know as a new comer to trackdays I'll be told to take it very easy (which I will).
However, if the worst happened and I did have an accident that was my fault I'd be fine becuase I was insured but what is the protocol for paying for the other persons damage (because the track insurance seems to be just to cover your own car)?
Is it all agreed and signed before the day starts that everyone is responsible for their own repairs regardless of fault? I know I'd be extremely annoyed if I didn't have insurance and some idiot driving above their own level of skill came crashing into the side of me and there's nothing you can do about it.
Many thanks
Chris
I've never been on a trackday and would love to start. I've looked into getting track day insurance which seems very steep but is going to be a must as I can't afford to write off my car.
I know as a new comer to trackdays I'll be told to take it very easy (which I will).
However, if the worst happened and I did have an accident that was my fault I'd be fine becuase I was insured but what is the protocol for paying for the other persons damage (because the track insurance seems to be just to cover your own car)?
Is it all agreed and signed before the day starts that everyone is responsible for their own repairs regardless of fault? I know I'd be extremely annoyed if I didn't have insurance and some idiot driving above their own level of skill came crashing into the side of me and there's nothing you can do about it.
Many thanks
Chris
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