M4 insurance - BMW hilarity

[Trikster]

Just trying to get quotes for a proposed M4 purchase, I'm over 40, low risk area, no points etc and full NCD..

Usual broker cannot get anything reasonable at all, almost 3x the cost of the (more expensive) Porsche that we were thinking of... He challenged and was told the reason was the M4 had a 12x greater risk of being stolen.. no idea where they are getting that metric from, perhaps based on the OCB thefts...

So, on advice of dealer tried BMWs own insurers...

After all the usual preamble..

BMW: "Does the car have a tracker?"
Me: "no" (under £70k so not expecting to need one)
BMW: "we can't quote as it hasn't got a tracker"
Me: "ok, if necessary I can arrange to get one fitted so can you provide a quote based on that"
BMW: "no, as you've already told us it hasn't got one"

Ok, that's paraphrasing it a bit, but talk about computer says no. Had to tell the dealer that I can't commit to buying the car (currently in the showroom) until I've sorted this and now haven't got time to be chasing/phoning various companies

So there's a nice Blue with Silverstone car in Vines of Guildford looking for an owner...

[Trikster]

We'll think I've solved it, just over £400 with LV but needs a tracker, so yet another cost....