Insurance

[trowelhead]

I'm sure this has been covered before, but what is the best way to make sure our watches are insured properly?

I have a decent Hiscox home insurance policy which i imagine would cover me (don't need to name any items upto £15k)

Or is a dedicated policy the best way to go

Thanks!

[trowelhead]

rog007 said:

If it's covered then it's covered! Just keep the receipt safe and have a couple of pics taken just in case the worst happens and you need to claim.

Thanks! Yep seems sensible.

[trowelhead]

Ended up adding to my Hiscox home policy, very helpful would highly recommend!

[trowelhead]

usernameblank said:

Make sure you have all risks cover and if you travel it covers you abroad, all risks is for items outside of the home and doesn't normally come as standard.

Also if you do insure valuables separately you still need to declare this to your home insurer as it is a material fact.

Cheers, this policy also has added accidental loss/damage, covers contents away from home for 60 days and they do ask for the total value of any watches / jewellery as a separate concern so should be all good.