expats and foreign mortgages?

expats and foreign mortgages?

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shirt

Original Poster:

22,572 posts

201 months

Friday 30th January 2015
quotequote all
just wondering if anyone here has bought property overseas. interested in knowing the score regarding proof of earnings, deposits and LTV etc.

let's start with the UK for ease of conversation. looking at either a rental flat in the uk [likely manchester] or a lock up and leave holiday rental, location TBD.


shirt

Original Poster:

22,572 posts

201 months

Sunday 1st February 2015
quotequote all
cheers for that dan, 15% is just about achievable if the rumours of our annual bonus come good. james i'll give you a buzz when i get back, just musing at the moment and looking at rightmove et al.

dan did you already own in the uk? i have a house already [with equity] but had a less than stellar credit history before i went expat.

shirt

Original Poster:

22,572 posts

201 months

Sunday 1st March 2015
quotequote all
James72911 said:
Can put you in touch with our mortgage desk if you would like to discuss - they arrange mortgages for expats all over the world.
james can you please send across the details.

bonus just came through at twice what i expected it to be, very happy and with what i'm saving working away i'm looking at to purchase a couple of rental flats. need a specialist FA as i guess it can be quite complex for an expat BTL mortgage.

shirt

Original Poster:

22,572 posts

201 months

Monday 2nd March 2015
quotequote all
i'll be round your office weds for tea and a catch up mate. haven't had a proper brew in months! i'll bring me wallet.