Sneaky cover plan selling by Currys

[craigjm]

We all remember the days of walking into Dixons / Currys / PC World and being offered a cover plan with our purchase that was always ridiculously expensive to get the extra few years guarantee. Well now they have changed their approach. I bought a TV from them a couple of days ago and guess what? no hard sell of cover or anything like that just a polite statement about getting "a months cover at the start to help you set it up" etc and then all of a sudden when you sign the documents for sale you are signing a direct debit mandate for a monthly cover plan. How sneaky is that! I wonder how many people forget that they have done this and don't cancel before the end of the first month. Not sure how that stands with financial miss selling but its now how they are doing things. Be warned and cancel as soon as you can.

[craigjm]

MagicalTrevor said:

How did they get your bank details to fill in the direct debit instruction?

Straight off your debit card as part of the sale. They haven't taken address of bank or anything but part of the T&C's is a direct debit mandate for 6.50 a month

Edited by craigjm on Sunday 13th July 21:03

[craigjm]

Im just going to cancel it but there will be loads of people out there not realising what they are signing up for and / or don't check their bank statements that will be fleeced.