Housing benefit cap.

[55palfers]

http://www.bbc.co.uk/news/uk-33353318

Can anyone talk me through this please?

Since 1979 (when "fair rent" council houses started being sold off) the number of HB claimants has been "roughly" the same, yet the cost of HB has rocketed.

Should the cap be applied to the private landlord and the rent they charge knowing that HMG has (until recently) a seemingly bottomless pit of money to pay any rate of rent the landlord charges?

It seems to me that £25 billion per year would build a lot of council houses at affordable rents

[55palfers]

My chum's lad and his wife are trying to get on the housing ladder and has been paying £1200 rent per month for years.

The house he wants would mean a £1000 mortgage which he can clearly afford - but sadly he can't have a mortgage due to "affordability" criteria and the need to save a bigger deposit.

There is a housing crisis - how it is fixed - any ideas....?

[55palfers]

If I was in my twenties with a reasonable salary today, saving up a £30 - 40K deposit (whilst still paying £1200 a month rent) would take a bit of doing.

[55palfers]

MajorProblem said:

Rightmove has tens of thousands of...

Houses to buy under £150k

Houses to rent under £600 PCM

So what's the issue?

But where?

Handy for current jobs and schooling?