Benefits of Brexit
Discussion
We might get British teens jobs or we lose Pret. Either way, its a win win: http://www.msn.com/en-gb/news/uknews/pret-criticis...
This is not just about pret. The wider issue is that realistically people cannot live on minimum wage yet to someone from Poland where they may earn 15 quid a day, the idea of 64 or more a day is very attractive. Where minimum wage was intended as a lower safeguard, with an influx of people willing to work for it, the race to the bottom has ensued
hyphen said:
Banana Plugs will be ok again. The EU banned plugging in speakers with banana plugs, as the European plug is also 2 pronged and they deemed it a safety risk.
All the media attention on bent bananas and no body ever defended the poor banana plug.
glad to see maplin had defied that one!All the media attention on bent bananas and no body ever defended the poor banana plug.
My partner is on a little more than nmw. We don't spend much per week as our outgoings are very low, weekly shop for instance is typically 65. So we spend sensibly.. There is no need as a powerfully built director I am on a six figure salary but we keep to our routes. There is absolutely no way, on her own, could she survive on nmw.
To save deposit for rent then fees etc, its a wonder how people do it, bearing in mind we already dont spend much so others on nmw with finance for transportation etc on top of everything else?
We now rent a property out to a lovely young family of four. She used to work for my team. She earns more than nmw as does he but both are on the living wage. Two kids, no lavish lifestyle, it was proving difficult to find a property they could afford to move in to after notice was served on their last place (rent up £250 a month). The block being the credit search fees, agency fees, two months deposit all before you move in. So dont sit there and preach it is possible to live on, it isn't really. Ask yourself how staff on nmw with travel and rent costs can afford to live if working in London....
To save deposit for rent then fees etc, its a wonder how people do it, bearing in mind we already dont spend much so others on nmw with finance for transportation etc on top of everything else?
We now rent a property out to a lovely young family of four. She used to work for my team. She earns more than nmw as does he but both are on the living wage. Two kids, no lavish lifestyle, it was proving difficult to find a property they could afford to move in to after notice was served on their last place (rent up £250 a month). The block being the credit search fees, agency fees, two months deposit all before you move in. So dont sit there and preach it is possible to live on, it isn't really. Ask yourself how staff on nmw with travel and rent costs can afford to live if working in London....
Not all kids are glued to phones/tablets. Ours doesn't have one but a friend of mine, his kid has all the latest gadgets to "avoid being bullied". I think there is evidence that those resigned to benefits seem to have more of the on the tick gadgets, but from the friends and people we know that are working on or around the nmw they tend not to.
Atomic12C said:
Rich_W said:
NMW becomes £7.50 from April
Multiply by the traditional 173.33 hours per month = £1299.98
Tax £68
NIC £74
Lets assume £20 a month pension
Deductions £161
(source http://www.icalculator.info/tax_calculator/2017.ht...
£1138
Average rent 1 bed flat in the SE where I live £600 p.m.
Gas/Electric?
Food
Commuting costs?
Not a hope in hell!
Of course if you squash 6 non English speaking Poles into a 3 bed semi and they pool everything it's do-abale. But it's not exactly what the aim was with nmw!
"Not a hope in hell" ?Multiply by the traditional 173.33 hours per month = £1299.98
Tax £68
NIC £74
Lets assume £20 a month pension
Deductions £161
(source http://www.icalculator.info/tax_calculator/2017.ht...
£1138
Average rent 1 bed flat in the SE where I live £600 p.m.
Gas/Electric?
Food
Commuting costs?
Not a hope in hell!
Of course if you squash 6 non English speaking Poles into a 3 bed semi and they pool everything it's do-abale. But it's not exactly what the aim was with nmw!
I disagree.
I form my opinion on numerous individuals, couples and families that I know who are on NMW.
They happen to be some of the most down to earth and realistic people I know.
Instead of renting £600 per month accommodation they are in quite decent £400 to £500 per month. (The couples obviously splitting the costs between two).
They also don't subscribe to SKY TV nor do they 'upgrade' their mobile phone contracts every year.
They don't have TVs in every room and they don't rent the newest release of euro-box car every few years.
Finally they don't live their lives in credit card debt. They manage their income and their spending and they 'get by' relatively easily. Not a well off lifestyle by any means but they don't struggle and they don't live in fantasy land by expecting to live lives of luxury.
Take your example..
£1299 - 68 - 74 (not including pension as that may be unrealistic on this income) = 1157
- £600 rent
- 80 (electric)
- 10 (water)
- 70 (gas)
- 160 (food)
= £381
£381 left for spending on commuting/saving/additionals
Not a lot I accept but the NMW is a base level of which people should be able to "get by" without borrowing or spiraling in to debt on credit interest.
What does this mean for Brexit?
If the British mentality can change from turning down NMW jobs in favour of living off the state, then Britain would not have to rely on imported labour. It would also ease the burden on the taxpayer whereby more money can go in to the likes of education and infrastructure spending.
I think it just needs people to stop saying that the NMW is not adequate (especially if you approach it and treat it with respect and with its intended purpose).
You can widen the search area but remember that adds costs on the commute.
The couple you describe could be my new tenants, except add two kids. No holidays on that list or fun days out with their kids.
Boy and girl of certain age so by law need a three bed. We are renting to them at 200 below market as wed rather they can afford rent and look after the place.
Boy and girl of certain age so by law need a three bed. We are renting to them at 200 below market as wed rather they can afford rent and look after the place.
Atomic12C said:
Rich_W said:
NMW becomes £7.50 from April
Multiply by the traditional 173.33 hours per month = £1299.98
Tax £68
NIC £74
Lets assume £20 a month pension
Deductions £161
(source http://www.icalculator.info/tax_calculator/2017.ht...
£1138
Average rent 1 bed flat in the SE where I live £600 p.m.
Gas/Electric?
Food
Commuting costs?
Not a hope in hell!
Of course if you squash 6 non English speaking Poles into a 3 bed semi and they pool everything it's do-abale. But it's not exactly what the aim was with nmw!
"Not a hope in hell" ?Multiply by the traditional 173.33 hours per month = £1299.98
Tax £68
NIC £74
Lets assume £20 a month pension
Deductions £161
(source http://www.icalculator.info/tax_calculator/2017.ht...
£1138
Average rent 1 bed flat in the SE where I live £600 p.m.
Gas/Electric?
Food
Commuting costs?
Not a hope in hell!
Of course if you squash 6 non English speaking Poles into a 3 bed semi and they pool everything it's do-abale. But it's not exactly what the aim was with nmw!
I disagree.
I form my opinion on numerous individuals, couples and families that I know who are on NMW.
They happen to be some of the most down to earth and realistic people I know.
Instead of renting £600 per month accommodation they are in quite decent £400 to £500 per month. (The couples obviously splitting the costs between two).
They also don't subscribe to SKY TV nor do they 'upgrade' their mobile phone contracts every year.
They don't have TVs in every room and they don't rent the newest release of euro-box car every few years.
Finally they don't live their lives in credit card debt. They manage their income and their spending and they 'get by' relatively easily. Not a well off lifestyle by any means but they don't struggle and they don't live in fantasy land by expecting to live lives of luxury.
Take your example..
£1299 - 68 - 74 (not including pension as that may be unrealistic on this income) = 1157
- £600 rent
- 80 (electric)
- 10 (water)
- 70 (gas)
- 160 (food)
= £381
£381 left for spending on commuting/saving/additionals
Not a lot I accept but the NMW is a base level of which people should be able to "get by" without borrowing or spiraling in to debt on credit interest.
What does this mean for Brexit?
If the British mentality can change from turning down NMW jobs in favour of living off the state, then Britain would not have to rely on imported labour. It would also ease the burden on the taxpayer whereby more money can go in to the likes of education and infrastructure spending.
I think it just needs people to stop saying that the NMW is not adequate (especially if you approach it and treat it with respect and with its intended purpose).
BoRED S2upid said:
PH XKR said:
I live in a cheapish town, Swindon. I give you to the end of the day to find something to rent that is suitable for a couple on nmw. If you want a bigger challenge find something for a small family on nmw.
You can widen the search area but remember that adds costs on the commute.
There are plenty of 1 bed excouncil flats to rent for £450-£500 pcm some with bills included. You can widen the search area but remember that adds costs on the commute.
sidicks said:
///ajd said:
Come on, this is the benefits thread. There must be some?
I can't speak for anyone else but reading your daily Brexit hysterics is something that I enjoy very much.The fact that you're probably safely at home when posting rather than inflicting yourself on the wider community does suggest some wider benefits though...
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