Can anybody help explain life insurance?
Discussion
I'm looking for some life insurance, and confused.com is showing 'level term' and 'mortgage protection' as the two options?
I have no knowledge whatsoever of this kind of policy!
I need cover to pay for my flat if I die. I dont need any other money as I dont have kids and GF is a reasonable earner - clearly this may change though.
Are the policies fixed for the term of the mortgage (if I select it), or can I change/move/cancel etc (generally)?
What is the difference between 'level term' and 'mortgage protection'? Which might be best for my circumstances?
I have no knowledge whatsoever of this kind of policy!
I need cover to pay for my flat if I die. I dont need any other money as I dont have kids and GF is a reasonable earner - clearly this may change though.
Are the policies fixed for the term of the mortgage (if I select it), or can I change/move/cancel etc (generally)?
What is the difference between 'level term' and 'mortgage protection'? Which might be best for my circumstances?
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