Reward Credit Cards-Air Miles

[a311]

The Mrs and I have a current account that we pay the bills out of, mtg, utilites, etc and food shopping. We both earn our own money so tend to go 50:50 on bigger purchases, pay for fuel out of our own accounts.

We used to do the Tesco club card points using their credit card but the deals seem to have dried up allot over the past few years. This has got me thinking of opening a joint credit card account that we'll pay off monthly and get some benefit out of, I could also stick my work expenses on it and claim back. For the time being air miles would seem like a decent shout but I know sod all about them. I get the basic concept i.e. spend £1 you get 1 air mile we do travel a bit never travelled anything better than premium economy. I assuming whatever points you amass you can buy more or just put these towards a the cost of a flight?

If someone could explain the pros and cons would be appreciated and any particular cards to go for/avoid. Planning on going to SA at the end of the year, think we could clock up about 10-12k by then.

Cheers

[a311]

Jockman said:

Forget the Air Miles.....you found a wife that will go 50:50 on bills

I have a few friends who use the air miles cards but they've never interested me due to the various T&Cs.

Ever thought of paying for your daughter? to go through the Emirates training course??? Far better than air miles

Better still she's been promoted so now earns more than me! No daughter to put through Emirates training though when that does happen I'll have to retract my previous statement.

It seems like you have to spend 10 times what I could put through a credit card in a year to get quick benefits. I could be underestimating how much we spend on 'stuff' per month.