Standard variable or fixed

[tickious]

Like many I guess, for the last few years I've been enjoying being on the standard variable rate of 2.5%
My question is should I now get myself on a fixed rate as there's talk of rates rising soonish, or should I just keep enjoying it until they do actually rise, and worry about it then.

Cheers D

[tickious]

Cheers, just made an appointment to talk to C&G about it, and they said I need a 1.5 hour appointment to discuss. Sounds very much like they'll use 75% of this time to try to flog me stuff.
I still owe £100,000 on a £180,000 house. Is that enough?
Have been over paying whilst rates have been so low, so a couple of % won't break the bank.

Edited by tickious on Thursday 24th April 07:59

[tickious]

Interesting stuff guys. Do you know what loan to value you need to get the good fixed rate come 2015/16 as this time next year I'll own about 50%